Total Mortgage, Milford, CT
Milford, CT
In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a t... Show More
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George Komoroski
The crew was very knowledgeable walk Me through every step
Kevin was responsive and proactive on a short-fused loan on new construction. He hit all deadlines and we closed on time. Thank you
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm glad to hear that your experience with Embrace Home Loans was a positive one, Charles. Meeting deadlines and ensuring a smooth process is always my top priority, especially with something as time-sensitive as a new construction loan. It...
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Jaime Laureano
Jaime was very professional from beginning to end and even afterwards, he was able to make the process of understanding the numbers you are working with and educate you thru this process.
Gracias sr Jaime siempre presente!
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Milford
Milford has received a review with 5 star rating from Megan A
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Milford
Milford has received a review with 5 star rating from Hubert W
Richard was thorough with explanations when needed, and worked through every step of the process with me as a first time homebuyer. I highly recommend Richard Breed and his team.
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Victoria Possidento
Victoria helped me throughout the process. She answered all my questions and held my hand when I got a little anxious. She was awesome, so professional, and so kind. I would recommend her to anyone.
Reply from Victoria Possidento
October 2nd, 2024 01:39 PM
Thank you so much for your kind words, Michelle. I'm really glad to hear that you felt supported and reassured throughout the process - it was my pleasure to help! I'm thrilled that your experience was a positive one. I hope to have the opportunity...
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Bill Flanagan
Excellent communication and follow up. JoAnn was particularly helpful and always available to answer questions. Ease of navigating the Total Mortgage website and ability to view and upload documents. Overall, dealing with Total Mortgage was...
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Reply from Bill Flanagan
December 15th, 2024 03:29 PM
Thank you Wayne
Timely help
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you for the feedback, Kiran. I'm pleased to hear that you found the service timely. At Embrace Home Loans, we always strive to ensure our customers have a seamless experience. Your rating of 4 stars encourages us to work even harder and...
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Kristin Polacik
Kristin and her team were terrific. Very accessible and responsive
Reply from Kristin Polacik
October 1st, 2024 06:02 PM
Thank you so much, Liam, for your terrific review and 5-star rating! I'm delighted to hear that you found me and my team at Total Mortgage to be accessible and responsive. We strive to provide the best service to our clients and your feedback...
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About
In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a tiny 3 person shop to a national lender. And when the housing crisis leveled the mortgage industry in 2007, Total Mortgage was one of the few lenders to survive intact. We owe that to a single choice John had made years earlier, as other lenders were making a killing putting borrowers in homes they would never be able to pay for, signing off on the very deals that would lead to the recession. We would only offer people the loans we knew they could afford.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)