
Total Mortgage, Milford, CT
Milford, CT

In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a t... Show More
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Communication/ Professionalism
Kevin was informative and kept me updated frequently. I would recommend Kevin and his team to anyone in need of a home loan. Thanks, Ed
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm thrilled to know that you had a positive experience with us, Edward! It was a pleasure keeping you informed throughout the process and your recommendations mean a lot to me and the entire team here at Embrace Home Loans. It's our priority...
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Alesia was very helpful throughout the entire mortgage process. She took the time to explain what was going on each step of the way. She was thorough and informative. Prior to this closing, I was under the impression that I was not going to...
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Easy to communicate with, quick response, very approachable with questions, made me feel like I was her only client.
Bethany has received a review with 5 star rating from Lindsey S
Wendy is so quick to respond to emails and was very informative. Great assistance through the process. Will definitely recommend to others.
Jana is very good at what she does and has absolutely some of the best communication. When we were going through the application process she was there helping me every step of the way. Super outgoing and friendly as well answering any and all...
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Quick efficient communicative.
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm thrilled to hear about your positive experience, Troy. It's always my goal to make the loan process as quick, efficient, and communicative as possible. Thank you for choosing Embrace Home Loans for your purchase, and for the outstanding...
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Jana Bottass is by far the best person to have on your team when applying for a loan with total mortgage, very punctual in her responses, very knowledgeable and always willing to answer any questions you might have during the application process....
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Richard and his team were amazing, informative, responsive and made our first time buying a home pleasant. We will definitely be recommending them to all friends and family! Thanks Richard !!
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About
In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a tiny 3 person shop to a national lender. And when the housing crisis leveled the mortgage industry in 2007, Total Mortgage was one of the few lenders to survive intact. We owe that to a single choice John had made years earlier, as other lenders were making a killing putting borrowers in homes they would never be able to pay for, signing off on the very deals that would lead to the recession. We would only offer people the loans we knew they could afford.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)