

Ladera Ranch Lending, CA
Your Lender for Life
Ladera Ranch, CA

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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Constant updates, questions answered, great customer service
Reply from Jeff Cunningham
March 2nd, 2026 05:00 PM
Thank you so much Nick!
Jason gets the job done.
There was a lack of introduction from one member to the next. I had to be cautious as to whom I was interacting with at times (since I had also entertained other lending sources in the process). After initially speaking to Chase,, emails &...
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Second A+++++ experience with Mike Adams. I would recommend him to anyone wanting to secure a home loan. Mike asks thoughtful questions, gave us a variety of choices and helped us choose the one that was the best for us. He gave us a short...
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Reply from Mike Adams
April 21st, 2026 06:24 PM
Thanks Bonnie! Always a pleasure and glad to assist in getting this done again for you! Let us know if you need anything else!
experience fast and simple
Reply from Coby Brainard
March 17th, 2026 04:19 PM
Thank you for your business James. I look forward to refining your mortgage terms with our Lender For Life discount once we see these rates drop a bit. Glad we could get this done for you and help improve on your monthly expenses in the meantime....
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Communication!
More information on how to make payments and when payments will be due.
Andy is exceptional and great to work with. Thank you!
I chose Ladera strictly their website. I wasn't sure what their reviews and such were, but I quickly realized working with them, they are the real deal. Great company, very friendly and helpful staff. It was a new experience for me but they...
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Reply from Andy Espineira
February 28th, 2026 12:02 AM
It was our pleasure. I love helping and guiding people through it all. It makes me happy that you where happy.
MIke Pendergast was my original loan officer and he promised me that I would be a customer for life. That was very true as the interests came down he stayed in contact with me to re-finance at a lower rate and provided a credit on the fees....
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Reply from Michael Pendergast
March 6th, 2026 04:49 PM
Murph, I'm grateful for your feedback. It's great to hear that staying in touch and helping you refinance at a lower rate had a positive impact on your experience. I'm pleased that the closing process was smooth and convenient for you. If there's...
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Prompt Reply and staying in touch. Great communication and fast processing.
Reply from Grant Shearrer
March 10th, 2026 07:25 PM
I'm grateful to hear that you appreciated the communication and efficiency during the process, Karam. It was important to me to keep everything moving smoothly for you. Thanks for choosing Ladera Lending!
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)