

Ladera Ranch Lending, CA
Your Lender for Life
Ladera Ranch, CA

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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I appreciate the thorough communication and Jeff's extra effort to help me secure the best rate possible , even if it meant waiting a few extra weeks for credit updates, etc. I did not feel rushed or pressured to lock in a rate that may be...
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Reply from Jeff Cunningham
June 10th, 2026 04:45 PM
Thank you so much Jennifer! You're a great client and I look forward to improving your terms even more with our discounts in the future!!
Coby made it very easy to refinance. He kept me informed through the whole process. He was excellent to work with and very professional.
Reply from Coby Brainard
June 9th, 2026 10:24 PM
I'm glad we were able to build a lasting relationship throughout the process of your refinance. I truly appreciate you and will be checking in from time to time to see how you are doing. Wishing you the best!
“I was very impressed with the follow-up and attention I received throughout the process. The Ladera Lending team was always responsive, professional, and committed to helping me. I especially appreciated their ability to overcome obstacles...
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Unbelievable rate and loan amount!! Randy is a rock star! He is so personable and a great loan officer .
Reply from Randy Sodeman
June 8th, 2026 04:21 PM
Thank you Janine! It was great to work with you again!
Coby was available by phone or text even on the weekends. He listened to my needs and delivered, exploring all possible options with me. Because I had all my papwework uploaded right away, the process moved quickly. The online portal was user...
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Reply from Coby Brainard
June 9th, 2026 01:59 AM
Thank you so much Selina! It means a lot to me that you were happy with our services. Remember if rates drop we offer our no cost refi to our returning clients. That's our Lender For Life guarantee! - All the best :)
Jason was great
Coby Brainard was very knowledgeable with his work, kind and professional skills, I would definitely recommend him to anyone!..
Reply from Coby Brainard
June 9th, 2026 01:57 AM
Thank you for the kind review Marie. You were a pleasure to work with and I look forward to being your Lender for life! :)
Awesome , awesome , awesome
Reply from John Doung
June 3rd, 2026 06:17 PM
Thank you for your kind words, Christopher. I'm pleased to know you had such a positive experience. If there's anything else I can do for you, just let me know.
The trust, I hadn't Craig.meyers
Had a great experience working with my loan officer. He was knowledgeable, responsive, and made the entire process smooth from start to finish. Communication was clear, questions were answered quickly, and I always felt informed throughout...
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Reply from Michael Pendergast
June 3rd, 2026 04:30 PM
I'm pleased to hear that you had a great experience, Mike. It's wonderful to know that the process went smoothly and that you felt well-informed throughout. If you have any more questions or need assistance in the future, please feel free to...
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)