Embrace Home Loans, Inc., Middletown, RI

Middletown, RI

4.92

(76,621)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.92

(76,621)

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5 Star

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all i can say is this team is fantastic. it is very nerve racking process getting a loan for a home. But when You have Christina and Angel, makes the process easy and they are helpful. Christina is right beside you as you go into the underwriting...

Kirk was a true professional and very easy, really easy to make the transaction simple! Bradford Coons

Reply from Kirk Hutchings

January 26th, 2026 08:46 PM

I'm grateful for your feedback, Bradford. It's my goal to make the transaction as straightforward as possible, and I'm glad to hear it felt easy for you. If you have any more questions or need further assistance, I'm here to help. Thank you...

Sandee was extremely attentive and helpful in our home buying process. She answered every question we had and was integral in streamlining our closing even helping us to be able to close early!

Reply from Owner

January 12th, 2026 10:24 PM

Chase - I thought I responded to this review already but my system is prompting me to respond :) If you didn't see a reply or if I only responded in my mind (LOL), I want you to know I appreciate this review so, so much! It means the world...

Sandee was extremely attentive and helpful in our home buying process. She answered every question we had was integral in streamlining our closing even helping us to be able to close early!

Reply from Sandra Guide

May 4th, 2026 04:01 PM

Thank you for this review, Chase! It was my pleasure to help you and Eddie - I'm so, so happy for you both!

The process was much different from my previous experience getting a motgage and I feel that things could have been explained better. Addtionally, I had to bring up the 80 percent loan to value for the down payment only after a friend suggested...

Product, communication,attentiveness

Reply from Christina Swift

January 13th, 2026 04:22 PM

Thank you, Jeff and Cathy, for noticing my focus on communication and attentiveness during our work together. Providing a clear and supportive process is important to me. If there's anything more I can do for you, please let meknow.

Joey is reliable and understands what it takes to get a deal to the closing table.

Embrace was a professional, personal, helpful way to get into our new home. I highly recommend them and would definitely use them again.

Every question we had was answered promty and helpfully. We were able to be touch around the clock and were always reassured diringvthe loan process.

Reply from Eric Sanders

January 26th, 2026 09:33 PM

Joshua, I'm pleased to hear that all your questions were answered promptly and helpfully throughout the loan process. Providing open communication around the clock is a priority for me, and I'm glad it reassured you. Thank you for sharing your...

Hospitality customer service honesty and compassion

Reply from Michael Raffa

January 26th, 2026 04:28 PM

Gracie, I appreciate your feedback and am glad to know that hospitality, customer service, honesty, and compassion were key aspects of your experience. It was my pleasure to assist you with your cash-out refinance. If you have any further questions...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.