Embrace Home Loans, Inc., Middletown, RI

Middletown, RI

4.92

(76,619)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Middletown, RI

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.92

(76,619)

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5 Star

96%

4 Star

3 Star

2 Star

1 Star

The people buying my house and dragging their feet help me stay the course and move on

Reply from Kirk Hutchings

February 2nd, 2026 04:41 PM

Your feedback is much appreciated, Kevin. It sounds like the process was challenging, and I'm glad I could assist you in navigating it and moving forward. If there's anything else you need or if I can offer further support, please feel free...

Marty Scovitch has received a review with 5 star rating from Lynn H

Tom was super helpful and has helped me and many of my friends with their home purchase. Highly recommend.

Tom was very helpful with any questions I had. He also was available on the weekends if I was approaching a deadline for when documents needed to be submitted. Very helpful!

Reply from Tom White

January 19th, 2026 03:57 PM

Thank you Bradley. Working with you and your Father was a joy.

Marty was knowledgeable and responsive. It helped us choose the right loan program to best meet our needs.

Reply from Marty Scovitch

February 2nd, 2026 02:50 PM

Sara, I appreciate your feedback. I'm glad my knowledge and responsiveness were valuable in helping you choose the loan program that suited your needs. If you have any questions in the future or need further assistance, please don't hesitate...

Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from Christopher P

I can not express how amazing this team was. Wayne is absolutely amazing and I would recommend him to anyone looking for a home .

Reply from Wayne Palkovic

January 16th, 2026 05:37 PM

Thank you, Christopher, for your kind words. I'm truly pleased to hear that you had a positive experience with the team and found my approach helpful during your home buying journey. Your recommendation means a lot to me, and if there's anything...

Wayne is not only a great Lender, he has become an awesome friend. He goes above and beyond to get each transaction to closing. There just isn't any better lenders out there.

Reply from Wayne Palkovic

January 16th, 2026 02:47 PM

I'm glad to hear that I've been able to support you as both a lender and a friend, Bruce. It's important to me to go the extra mile to ensure each transaction reaches closing smoothly. Your trust and friendship are truly valued. If there's...

Embrace Home Loans - Melville, NY has received a review with 5 star rating from Abdallah D

Omar helped me buying my home ,he made the the mortgage process so easy. I would recommend him to my friends and family.

Reply from Omar Hassan

February 2nd, 2026 08:33 PM

I’m grateful for your recommendation, Abdallah. Making the mortgage process straightforward for you was my goal, and I’m pleased to hear it went smoothly. If your friends or family need assistance in the future, I’d be more than happy to help...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.