

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chip was amazing, as always! His expertise and responsiveness were top notch. This is our second mortgage loan with Chip and I wouldn't go anywhere else.
Responsiveness and knowledge
Reply from Grant Bellis
August 31st, 2026 02:07 PM
John, your recognition of my responsiveness and knowledge means a lot to me. It's important to ensure the process is as smooth as possible, and I'm grateful for your trust. If there's anything else I can assist you with, feel free to reach...
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Milissa is honest, organized, empathetic, and easy to work with. She treats every client with dignity and respect; she is personable and gives excellent advice. I am always impressed by her thoroughness and integrity. I recommend her highly...
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Reply from Milissa Ommen
August 31st, 2026 02:46 PM
I truly appreciate your kind words, Sara. It's important to me to provide honest and thoughtful service, and I'm glad to hear that this reflects in my work with clients. Your recommendation means a lot, and I look forward to continuing to support...
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Everything was wonderful and went smoothly
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thanks, Tyler! Hope you get time to enjoy your new home soon! :)
Ted and the team made every step of the journey easy and enjoyable. It was a pleasure doing business with the team and First State Mortgage.
We’ve always had smooth transactions and processes with the help of Tom. Top notch communication and always there for what we need.
Reply from Tom Thiel
August 31st, 2026 02:53 PM
thank you for the great review!
Very easy to communicate with and excellent customer service
Reply from Victor Millington
May 29th, 2026 09:36 PM
Marissa, thank you for your kind words. It's great to know that you found communication straightforward and appreciated the level of customer service provided. If you have any further questions or need assistance, feel free to reach out to...
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Milissa was on top of everything and made sure things got done quickly and efficiently. She made the process smooth and removed a lot of stress on us!
Reply from Milissa Ommen
August 31st, 2026 02:46 PM
It's wonderful to know that the process felt smooth and stress-free for you, Ben. I always aim to keep things moving efficiently, so it's great to hear that my efforts made a positive difference in your experience. Thank you for sharing your...
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Getting advise that applied to our unique situation with no surprises at closing and quick communication/response time.
Reply from Grant Bellis
August 31st, 2026 02:07 PM
Amanda, I'm pleased to hear that the guidance provided met your unique needs and that the communication was timely. It's my aim to ensure a smooth process with no surprises. If there's anything else I can assist you with, please don't hesitate...
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a great job communicating and staying updated
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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