

Cody Miller
Loan Originator | NMLS #2522599

Cody brings a fresh perspective to the home buying experience through First Federal Bank. With an undergraduate degree from Samford University, bilingual skills in English and Spanish, and a passion for finance, Cody offers clients solutio... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Cody was excellent in every way. He communicated so well and was very knowledgeable.
Reply from Cody Miller
October 23rd, 2025 03:14 PM
It's wonderful to hear that you found communication and knowledge to be key strengths in your experience. I aim to make the process as seamless as possible by keeping everyone well-informed. Thank you for your kind words, Joseph, and for choosing...
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Cody made the entire process easy from start to finish. He answered every question/text and kept me informed of any changes or updates. He was kind, patient, and friendly every time we spoke. He didn't just tell me what I should do but gave...
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Reply from Cody Miller
October 12th, 2025 02:06 PM
It's wonderful to hear that you found the process smooth and well-supported from start to finish, Lacey. I'm glad that I could provide you with the information needed for informed decision-making, allowing you to feel confident in your choices....
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Cody Miller has received a review with 5 star rating from Ricky S
Reply from Owner
September 26th, 2025 06:49 PM
We appreciate your high rating, Ricky. Thank you for your support!
Very personable, knowledgeable, and helpful throughout the entire process
Reply from Cody Miller
September 8th, 2025 07:19 PM
I'm pleased to hear that you felt the support and guidance throughout the refinancing process were helpful. Providing a personable and knowledgeable experience is something I strive for with every client. Thank you for taking the time to share...
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Cody was great to work with. He was very informative, punctual, and made sure we knew what was going on along the way.
Reply from Cody Miller
August 30th, 2025 12:36 PM
I'm glad to hear that you found the refinancing process informative and well-communicated. Keeping clients informed and maintaining punctuality is important to me, and I'm pleased it made a positive impact on your experience. Thank you for...
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This was my second time working with Misti as my loan originator, and she continues to exceed expectations! She was always quick to answer my questions, run numbers, and explain everything clearly. From start to finish the process was smooth,...
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Reply from Owner
September 3rd, 2025 11:00 PM
We appreciate your feedback and recommendation. It's great to hear that Misti provided clear explanations and support throughout your mortgage process, making it smooth and stress-free. Thank you for sharing your experience. If there's anything...
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Cody went above and beyond to make sure my wife and I were taken care of! From pre-approval to closing it was a great experience and Cody was there to answer any question we had!
Reply from Cody Miller
August 15th, 2025 01:39 PM
I'm really glad to hear that you and your wife felt well taken care of throughout the home-buying journey. It was a pleasure to assist you from pre-approval through to closing, ensuring all your questions were answered along the way. Thank...
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If I could give 10 stars I would. We worked with Lindsay McCroy and could not have been happier. From Day 1 after our initial conversation, I knew this was the route we needed to go to secure our mortgage as long as the rate was competitive....
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Reply from Owner
September 3rd, 2025 11:02 PM
Thank you for sharing your experience with Lindsay McCroy. It's great to hear that her communication and dedication left such a positive impression on your mortgage process. Knowing that Lindsay met your expectations and provided you with competitive...
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Misti listened and stayed on top of our loan process. She answered any and all questions and has great integrity. I highly recommend her at 1st Federal Mortgage in Cullman, AL.
Reply from Owner
September 3rd, 2025 11:03 PM
Vickie, thank you for rating your experience so highly. We are glad that you felt served well, and your satisfaction is very important to us. If there's anything more we can assist you with in the future, feel free to reach out.
Wonderful experience couldn't ask for experience when it comes to buying a home.
Reply from Cody Miller
August 9th, 2025 04:26 PM
I'm delighted to know you had a wonderful experience with your home purchase. Making the process smooth and satisfactory for clients is always my aim. Thank you for sharing your feedback, and I hope you enjoy many happy moments in your new...
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About
Cody brings a fresh perspective to the home buying experience through First Federal Bank. With an undergraduate degree from Samford University, bilingual skills in English and Spanish, and a passion for finance, Cody offers clients solutions to achieve their homeownership goals. He is committed to delivering exceptional service and building lasting relationships. Cody is more than a loan originator; he's a trusted partner on the journey to financial security and homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Second Mortgages-Full Doc
Specialities
Home Loans
Mortgage Refinance Options
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Investment + Condos Loan Options
AHFA Loans
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Positions
- First Federal Bank - Mortgage Loan OriginatorAug 28th, 2023 - Current
Memberships
- Cullman Area Chamber of Commerce
- Cullman Association of Realtors
- Young Professionals of Decatur
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2023
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2522599
Gallery




Hobbies
- Traveling
- Discovering Restaurants
- Running
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Disclaimer
First Federal Bank | NMLS #410785 | 314 1st Ave SE Cullman, AL 35055 | https://www.1stfed.com/
© 2023 First Federal Bank Member FDIC | Equal Housing Lender