

Cody Miller
Loan Originator | NMLS #2522599

Cody brings a fresh perspective to the home buying experience through First Federal Bank. With an undergraduate degree from Samford University, bilingual skills in English and Spanish, and a passion for finance, Cody offers clients solutio... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Cody made this process go smoothly. If I had any questions, I was able to ask at any time. Cody would respond even on nom non work days. I highly recommend anyone looking tontake out a mortgage to use Cody.
Reply from Cody Miller
July 17th, 2026 01:10 PM
Jonathan, I'm glad to hear that I could make the process smooth for you and that my availability was helpful. Your recommendation means a lot to me. If you have any more questions or need assistance in the future, feel free to reach out.
Cody Miller has received a review with 5 star rating from Brittany J
Reply from Owner
September 20th, 2026 08:44 PM
Brittany, thank you for the great rating. We are pleased that your experience with us at First Federal Bank was a positive one.
Cody was exceptional through the whole process! We wouldn't recommend anybody else!
Reply from Cody Miller
June 29th, 2026 08:27 PM
Jonathan, I appreciate your kind words and recommendation! I'm glad I could assist you throughout the process. If you ever need anything else, please feel free to reach out.
Cody Miller has received a review with 5 star rating from Sammantha P
Reply from Owner
August 2nd, 2026 04:42 PM
Sammantha, thank you for the great rating! If there's anything else we can do for you, feel free to let us know.
Cody was just all around very patient and the biggest help in explaining anything we has questions about
Reply from Cody Miller
June 15th, 2026 05:18 PM
I'm pleased to hear that my patience and assistance were helpful to you, Sammantha. If you have any more questions or need further support, please feel free to reach out. Thank you for your kind words!
answered back fast, and was able to provide answer to any and all question
Reply from Cody Miller
June 15th, 2026 06:17 PM
Evan, I'm grateful that my prompt responses and ability to answer all your questions made a positive impact. If you need any more assistance, feel free to reach out. Thank you for your kind words!
Cody Miller has received a review with 5 star rating from John W C
Reply from Owner
September 20th, 2026 08:44 PM
John, thank you for the 5-star rating. We are glad to know your experience with us at First Federal Mortgage met your expectations.
Cody was very helpful throughout the entire homebuying process from first steps all the way to closing day and even afterwards. Cody was very responsive and extremely helpful with all loan tips and personal tips. Overall a phenomenal experience...
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Reply from Cody Miller
June 9th, 2026 04:35 PM
I'm happy to hear that you had a positive experience, Skyler, and that I could assist you throughout the entire homebuying process. It's great to know that you found my tips helpful and that you would recommend me to others. Thank you for your...
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Cody was very helpful throughout the whole process. He answered all our questions fast and professionally. He made it all so easy From start to finish!
Reply from Cody Miller
May 20th, 2026 01:30 PM
I'm glad to hear that you found the process easy and that I could help by answering your questions quickly and professionally, Ansley. Thank you for your kind words!
I found Cody Miller at First Federal to be knowledgeable, creative, very responsive, patient, good at explaining the intricacies of the mortgage process, and all together exactly what one needs in their mortgage broker.
Reply from Owner
May 25th, 2026 06:56 PM
I'm pleased to know that you found my approach to be knowledgeable and creative. It was important to me to be responsive and patient while explaining the intricacies of the mortgage process. Thank you for your kind words and trust!
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About
Cody brings a fresh perspective to the home buying experience through First Federal Bank. With an undergraduate degree from Samford University, bilingual skills in English and Spanish, and a passion for finance, Cody offers clients solutions to achieve their homeownership goals. He is committed to delivering exceptional service and building lasting relationships. Cody is more than a loan originator; he's a trusted partner on the journey to financial security and homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Second Mortgages-Full Doc
Specialities
Home Loans
Mortgage Refinance Options
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Investment + Condos Loan Options
AHFA Loans
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Positions
- First Federal Bank - Mortgage Loan OriginatorAug 28th, 2023 - Current
Memberships
- Cullman Area Chamber of Commerce
- Cullman Association of Realtors
- Young Professionals of Decatur
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2023
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2522599
Gallery




Hobbies
- Traveling
- Discovering Restaurants
- Running
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Disclaimer
First Federal Bank | NMLS #410785 | 314 1st Ave SE Cullman, AL 35055 | https://www.1stfed.com/
© 2023 First Federal Bank Member FDIC | Equal Housing Lender