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Cody Lorance
Branch Manager

While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing exc... Show More
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Reviews from Web
Very easy to communicate with.
Reply from Cody Lorance
September 24th, 2026 07:46 PM
I appreciate your feedback, Brooklyn. I'm glad you found it easy to communicate with me during your experience with Mortgage Financial Services.
Cody is honest and relatable. Always available
Reply from Cody Lorance
June 30th, 2026 07:57 PM
John, I appreciate your positive feedback! If you ever need anything in the future, please feel free to reach out. I wish you and your family many years of happiness in your new home!
Cody went the extra mile! He and his team were knowledgeable, responsive, and genuinely cared about making our home buying process as smooth and stress-free as possible. We could not have asked for a better home buying experience.
Reply from Owner
June 30th, 2026 07:57 PM
Thank you, Charokee, for sharing your wonderful experience! I'm grateful to hear that you felt supported during your home buying process. It was a pleasure working with you and I hope you and your family love Texarkana and your new home!
Team Lorance gave exceptional service during our lending experience and made the home buying process as stress-free and smooth as possible.
Reply from Cody Lorance
June 30th, 2026 08:00 PM
I'm grateful, Charokee, for your kind words about Team Lorance. It's wonderful to hear that we could make your home-buying process smooth and stress-free. Still looking forward to meeting your family one day soon!
Cody Lorance has received a review with 5 star rating from Team M
Reply from Owner
September 24th, 2026 07:46 PM
Thank you, Team, for giving me a 5-star rating! I'm grateful for your support and happy to have been a part of your experience with Mortgage Financial Services.
Cody was wonderful to work with! He communicated clearly and timely. We appreciated his utmost level of professionalism in addition to his genuine personable personality.
Reply from Cody Lorance
September 24th, 2026 07:47 PM
Thank you, Melany, for your nice feedback! I'm glad to hear that you appreciated the communication and professionalism during your experience with me and Mortgage Financial Services.
we didn't have to leave home to buy a house
everything was able to be done by phone EZ PZ
Reply from Cody Lorance
June 30th, 2026 07:58 PM
I'm pleased to hear that the process was convenient for you, Jeffrey. It's great to know we could assist you smoothly without needing to leave your home.
Cody Lorance has received a review with 5 star rating from Elizabeth F
Reply from Owner
September 24th, 2026 07:47 PM
Thank you, Elizabeth, for your 5-star rating! I'm pleased to know that your experience with me and Mortgage Financial Services met your expectations.
Cody was fast and efficient. Closed our VA loan faster than we expected!
Reply from Cody Lorance
September 24th, 2026 07:47 PM
I'm glad to hear that you were pleased with the speed and efficiency of the process, Elizabeth. At Mortgage Financial Services, we always aim to exceed expectations, and I'm glad that we could close your VA loan faster than anticipated.
Great communication and quick response and turnaround!
Reply from Cody Lorance
June 30th, 2026 07:59 PM
I'm grateful for your positive feedback, Andria! I'm pleased to hear that the communication and turnaround met your expectations! I hope you guys are enjoying that new beautiful home!
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About
While I have available all of the typical loan products such as FHA, VA, Conventional and USDA and many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing excellent client service.
As a dedicated mortgage professional, I will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and my office, to being able to answer all of your questions during the life of your mortgage, I am committed to making you feel you are my #1 priority!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Full Service Mortgage Banker
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance
Non QM
TDHCA and TSHAC Down Payment Assistance Products
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Positions
- Mortgage Financial Services - Branch Manager, RMLO 206053Jan 1st, 2019 - Current
- Tex Americas Center - Board MemberJan 1st, 2013 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2009
Time Zone
Central Standard Time (CST)
Licenses
- RMLO NMLS 206053
Disclaimer
Mortgage Financial Services, LLC is an Equal Housing Lender. NMLS 43021 (www.mortgagefinancial.com) l 817-601-9010. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.