

Cindy Lowary
Mortgage Advisor | NMLS# 295272

At Change Home Mortgage, we believe getting a home loan should feel clear, confident, and personal. Whether you’re buying, selling, refinancing, or building your dream home, our team is here to provide quick, accurate financial guidance tai...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Always available to answer any question.
Reply from Cindy Lowary
December 18th, 2025 07:43 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Working with Cindy Romero-Lowary has been an absolute game-changer in the home financing process. She is not just a mortgage professional—she is a true advocate for her clients, ensuring they have the best options and guidance every step of...
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Cindy is phenomenal!! Great to work with. Would highly recommend her to anyone who is looking for loan services! THANK-YOU CINDY!!
Cindy is a true professional in the mortgage industry. Her kindness and genuine dedication provide great comfort and ease when working with her. Cindy expertly guides home buyers through their purchase journey, offering valuable resources and...
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Very helpful especially for us first time home buyers. Takes time to talk in details to help us to understand everything that we need to know.
I first met Cindy when I needed a New First Home Loan.She was so kind and patient.She really listened to me and my needs, she got on it right away. She was absolutely amazing the whole time through.I highly recommend Cindy. I am a new home...
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Reply from Owner
June 25th, 2025 12:00 AM
Thank you Rowena, it was my pleasure working with you and making your dream come true, in San Francisco. wishing you and your family the very best!
I highly recommend Cindy and Change Home Mortgage team. First time homebuyer here so I don't know much, but they made purchasing a house super easy. I was referred to Cindy, and now I know the reason why. Cindy is very knowledgeable and very...
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Thank you so much Cynthia! We are so grateful for having you in helping us purchased our first home! You have been so professionally wonderful, your knowledge and expertise made our first home purchase simple, easy, fast and for our best interest...
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Cindy Thank you for being the best Advisor, your professionalism and knowledge has always made it a pleasure.
Reply from Owner
June 25th, 2022 12:00 AM
Thank you it was great working with you as well
Cindy Lowary is one of the best loan officers I have ever worked with. In mid 2020, we have started the process to try to refinance a BMR unit. we went through at least 3 lenders and they were unable to finish the process because either the...
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Reply from Owner
June 25th, 2022 12:00 AM
Thank you Cecilia it was really great working with you, i am here for all of your Financial goals
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About
At Change Home Mortgage, we believe getting a home loan should feel clear, confident, and personal. Whether you’re buying, selling, refinancing, or building your dream home, our team is here to provide quick, accurate financial guidance tailored to your unique goals.
We’re committed to helping you make the right choice for you and your family, and to delivering a level of customer service that not only meets but exceeds your expectations. From first conversation to closing day, you can count on us to make your mortgage experience smooth, transparent, and truly supportive.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 295272
Disclaimer
Change Lending, LLC dba Change Home Mortgage, 175 N Riverview Drive, Suite C, Anaheim, CA 92808. NMLS ID #1839. Verify licenses at: www.nmlsconsumeraccess.org. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206(3) & (4); NJ: Residential Mortgage Lender License – N.J. Department of Banking and Insurance; OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit www.changemtg.com. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. Not all programs are available in all states. This is not a commitment to lend. Equal Housing Lender. © 2025. Change Lending, LLC. All rights reserved.