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Cindy Kaster - Mortgage Loan Originator in Ponte Vedra, FL

Cindy Kaster

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Mortgage Loan Originator

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Cindy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.71
(24)
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Reviews from Web
  • 5.0
    Encompass
    C
    Christopher H
    VIRGINIA BEACH, VA
    Posted on May 5th, 2026 09:15 PM
    Cindy was great from start to finish! She really knew what I needed to do and guided me every step of the way!!!
    Reply from Cindy Kaster
    May 18th, 2026 07:21 PM
    Christopher, I'm glad to hear that you felt supported throughout the process. It was a pleasure guiding you every step of the way and ensuring your needs were met. If you have any more questions or need assistance in the future, please feel...
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  • 5.0
    Encompass
    L
    Lisa L M
    Owens Cross Roads, AL
    Posted on May 1st, 2026 10:04 AM
    Cindy went above and beyond to find the right product for me! When one mortgage wasnt going to work she quickly moved to a conventik al loan and got me closed and funded. I cant THANK HER ENOUGH!
    Reply from Cindy Kaster
    May 11th, 2026 03:19 PM
    Lisa, I'm grateful for your kind words and am happy that I could help you find the right product and ensure a smooth closing. It's important to me to provide solutions that work best for my clients. If you have any more questions or need future...
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  • 5.0
    Encompass
    M
    Matthew L G
    Guyton, GA
    Posted on March 31st, 2026 04:33 PM
    Cindy is amazing! Always on point and very knowledgeable. Wonderful experience start to finish
    Reply from Cindy Kaster
    March 31st, 2026 04:39 PM
    Matt, thanks for the kind words. It was a pleasure assisting you. I am always here if you need me. Cindy
  • 5.0
    Encompass
    M
    Marie C
    WARTHEN, GA
    Posted on March 27th, 2026 10:15 AM
    Taking the time to explain the process in detail and answering any and all question that I had. Very patient and understanding!
    Reply from Cindy Kaster
    March 27th, 2026 07:34 PM
    Thank you Marie! I am here if you ever need anything. Cindy
  • 4.5
    Encompass
    M
    Martin C
    WARTHEN, GA
    Posted on March 24th, 2026 11:30 AM
    Helpful and knowledgeable
    Reply from Cindy Kaster
    March 26th, 2026 06:56 PM
    Thank you Mr. Cullens. I am here if you ever need anything.
  • 5.0
    Encompass
    S
    Shannon B
    Portsmouth, VA
    Posted on March 19th, 2026 10:20 AM
    Communication, great response time. Questions answered to my understanding
    Reply from Cindy Kaster
    March 26th, 2026 06:56 PM
    I appreciate the kind words. You and Holly were great to work with!
  • 5.0
    Encompass
    G
    Gloria S
    Suffolk, VA
    Posted on March 1st, 2026 11:45 AM
    The whole process was seamles! Great communicatio!
    Reply from Cindy Kaster
    March 11th, 2026 04:24 PM
    I'm pleased to know that you found the process seamless and appreciated the communication, Gloria. Ensuring everything goes smoothly for my clients is always important to me. If there's anything more you'd like to discuss, feel free to get...
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  • 3.66
    Encompass
    T
    Tiffany N W
    Gibsonton, FL
    Posted on February 10th, 2026 02:07 PM
    Cindy and Veronica stayed in commuication with me throughout the entire process and helped me keep things moving. They were responsive and kind.
  • 4.5
    Encompass
    R
    Robert C B
    Newport News, VA
    Posted on January 1st, 2026 11:03 AM
    On time emails of documents to sign, text updates and available to answer questions
    Reply from Cindy Kaster
    January 12th, 2026 02:45 PM
    It's great to know that the timely emails, text updates, and availability to answer your questions made the process smoother for you, Robert. Ensuring clear communication is always a top priority for me. If there's anything else you'd like...
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  • 4.83
    Encompass
    A
    Amanda B
    GLOUCESTER POINT, VA
    Posted on December 23rd, 2025 11:29 PM
    Cindy was helpful
    Reply from Cindy Kaster
    January 5th, 2026 07:01 PM
    Thank you for your feedback, Amanda. I'm pleased to know that you found my help beneficial. If there's anything else you need or if you have further questions, feel free to reach out.
  • 10 of 24
    About
    Cindy understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Cindy is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
    175
    /850
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 334577
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.