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Cindy Garza - Co-Branch Manager | NMLS# 226205 in Harlingen, TX

Cindy Garza

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Co-Branch Manager | NMLS# 226205

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
99%
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Reviews from Web
  • Encompass
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    Cristobal R
    Weslaco, TX
    Posted on September 28th, 2026 07:14 AM
    The overall process of keeping me informed and explaining each process every time I had a question, she would promptly return my text or phone call and keep me at ease.
    Reply from Cindy Garza
    September 28th, 2026 01:45 PM
    I'm glad to hear that you felt well-informed and at ease during the process, Cristobal. It was my pleasure to assist you and ensure your experience with Fairway Home Mortgage was a positive one.
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    Norma S
    San Benito, TX
    Posted on September 27th, 2026 04:06 AM
    I'm so grateful to Cindy Garza for helping me get the loan to buy my home. She guided me through a process that felt overwhelming at times, answered my questions with patience, and make me feel supported every step of the way. I'll always appreciate...
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    Reply from Cindy Garza
    September 28th, 2026 01:44 PM
    I'm truly thankful for your kind words, Norma. It was a pleasure to guide you through the home-buying process and ensure you felt supported. Your appreciation means a lot to me and the team at Fairway Home Mortgage.
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    Andrew V
    Harlingen, TX
    Posted on September 17th, 2026 03:48 AM
    Her sincerity made it easy for us to be realistic, and we truly felt like she had our back throughout the whole process. On top of that, we got a great deal and a seamless loan process.
    Reply from Cindy Garza
    September 17th, 2026 02:03 PM
    I'm glad to hear that my sincerity helped you feel supported, Andrew. It was a pleasure assisting you through the loan process and ensuring you got a great deal with Fairway Home Mortgage.
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    Adan L
    Brownsville, TX
    Posted on September 1st, 2026 12:06 PM
    Overall service and attentiveness
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    Arnoldo M
    Harlingen, TX
    Posted on August 16th, 2026 01:08 PM
    Fast and effective communication leading to fast results
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    Pedro T
    Harlingen, TX
    Posted on August 11th, 2026 12:45 PM
    I loved the constant and quick communication. The quick feedback, pre-qualification. #1Client Service.
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    Erik H
    Harlingen, TX
    Posted on August 2nd, 2026 04:19 PM
    Expert service. Good communication. Prompt reply.
    Reply from Cindy Garza
    August 2nd, 2026 08:29 PM
    Erik, I'm grateful for your kind words. It's wonderful to hear that you found my service expert and communication prompt. Thank you for choosing Fairway Home Mortgage!
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    Alexandria R
    Harlingen, TX
    Posted on July 30th, 2026 04:38 PM
    Cindy was helpful and very informative throughtout our process. She stayed hands on, kept in contact and answered all of our questions in a timely manner. We would highly recommend her to anyone who is looking.
    Reply from Cindy Garza
    July 30th, 2026 05:05 PM
    Alexandria, I'm grateful for your kind words and recommendation. I'm pleased to hear that I could assist you effectively throughout the process. If you have any future questions or need further assistance, please feel free to reach out.
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    Lorena C
    Harlingen, TX
    Posted on July 27th, 2026 11:18 AM
    The wonderful care and understanding for first time home buyers with myriad of questions.
    Reply from Cindy Garza
    July 29th, 2026 08:00 PM
    Lorena, I'm so glad to hear that you felt well cared for during your home buying process. I appreciate your kind words and am happy to have been able to help with your questions.
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    Leeann G
    Harlingen, TX
    Posted on July 26th, 2026 08:44 PM
    Cindy Garza was absolutely amazing throughout our entire home-buying process! From day one, she went above and beyond to make sure we understood every step and always took the time to answer our questions. She made what could have been a stressful...
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    Reply from Cindy Garza
    July 29th, 2026 08:02 PM
    Leeann, I truly appreciate your kind words and am so glad to hear that your home-buying experience was smooth and comfortable. It was a pleasure to assist you and make sure you felt confident throughout the process. Thank you for recommending...
    read more
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    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 226205
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures