

Christy Spencer
Loan Originator


Columbus State University
With over 35 years of experience in the mortgage industry, Christy Spencer brings a wealth of knowledge and dedication to helping clients achieve their homeownership goals. She earned her Associate’s Degree from Columbus State College and i...... Show More
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Working with Christy was a great experience from start to finish. She wss knowledgeable, responsive, and made the entire loan process feel easy and stress-free. Communication was excellent, and she took the time to answer questions and keep...
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Reply from Christy Spencer
June 15th, 2026 11:53 AM
Thank you so much Jennifer. It was a pleasure working with you both again. I hope you enjoy your new home.
Not our first loan with Christy. We'll keep coming back!
thank you for everything
Reply from Christy Spencer
June 12th, 2026 12:02 PM
Thank you! I truly enjoy working with you both. Enjoy your new home!!!
Christy was always available, even after business hours, when we called with questions. She explained everything well and kept us informed of next steps. I am not tech savvy but, the platform was very user friendly. Thank you!
Reply from Christy Spencer
June 12th, 2026 12:02 PM
It was a pleasure working with you!!
Christy was right on everything. Made the process very smooth for me.
10 out of 10!
Reply from Christy Spencer
May 14th, 2026 12:29 PM
Thank you Kathy!!!! You were a pleasure to work with. Enjoy your new home :)
I recently purchased a home using First Community Mortgage as my lender. Christy Spencer worked diligently as my loan officer to keep all pieces flowing seamlessly throughout the process. Although we ran into a couple of challenges, she was...
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Reply from Christy Spencer
May 14th, 2026 12:29 PM
Michelle it was an absolute pleasure working with you. I hope you enjoy your new home!!
Christy is amazing at what she does! She made the house buying process very smooth. She is very knowledgable, in all areas. Christy is always available to answer questions and guide you through the process. She goes above and beyond and I would...
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Reply from Christy Spencer
May 14th, 2026 12:29 PM
Thank you so much for the kind review. I truly enjoyed working with you both. Enjoy your new home!!
Christy kept in contact with us every step of the process. She answered questions accurately and efficiently. We will definitely recommend her to friends and family.
Reply from Christy Spencer
May 14th, 2026 12:29 PM
Thank you so much. I truly enjoyed working with you both. I hope you enjoy your new home!!
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About
With over 35 years of experience in the mortgage industry, Christy Spencer brings a wealth of knowledge and dedication to helping clients achieve their homeownership goals. She earned her Associate’s Degree from Columbus State College and is also a licensed notary, adding an extra layer of convenience for her clients.
Christy is passionate about guiding people through every step of the mortgage process. She takes pride in educating her clients, ensuring they feel confident and informed from application to closing. Her commitment to delivering a smooth, stress-free experience has earned her a reputation for excellence and trustworthiness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Investor Mortgages
Search Rank ScoreLearn More →
120
/850
Search Rank Score
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Education
- Columbus State UniversityA.S. degree

Addresses and Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 728863
Achievements
- Licensed Notary
Hobbies
- Attending Local Festivals
- Relaxing at Beach
- Spending Time with Family
Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender