Christy Cisneros
Senior Mortgage Advisor
Christy Cisneros is proud to be your local resource for all your residential lending needs across California. She is a long time Placer County resident who is well connected and involved in many aspects of the community including serving as...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Me and my fiancé just bought our very first home and Christy has been absolutely incredible to work with!! She is so thorough, responsive and truly caring - we couldn’t have asked for a better lender. We highly, highly recommend Christy and...
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We just bought our first house, Christy helped us from the very beginning, explaining every process every step of the way. She even went over the differences between her terms and what other lenders were offering. Christy locked in a great...
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Christy and her team at UHL are simply fabulous. The personal attention was second to none making a normally stressful process feel seamless. We would highly recommend Christy to anyone needing home loan assistance!!
Reply from Owner
January 7th, 2026 01:12 AM
Thank you, Nathan and Suzanne! It was a pleasure working with you!
Christy and her team at UHL are simply the best. We just closed today on our home purchase and could not be more pleased with her personal attention through the process. We truly felt valued as a customer and would highly recommend her to anyone...
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Christy Cisneros has received a review with 5 star rating from Dennis C
We had the absolute pleasure of working with Christy Cisneros as our mortgage advisor, and we cannot recommend her highly enough. From start to finish, Christy walked us through the entire financing process with exceptional care, clarity, and...
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Christy was extremely thorough in my entire process. She explained everything that I needed to know and was ALWAYS available to answer questions and concerns. Christy worked very closely with the escrow officers on the sale of our home as well...
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Reply from Owner
June 2nd, 2025 12:00 AM
Thank you so much for the kind words! It was a pleasure working with you!
From start to finish, Christy was amazing! She thoroughly explained the process, was very responsive and efficient and overall just a very wonderful person to work with. I felt like I had known her forever. She had everything done within a...
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Reply from Owner
June 2nd, 2025 12:00 AM
Thank you so much, Lindsey! It was great working with you!
I used Christy as my mortgage advisor for the purchase of my first home. Not only was she extremely diligent but she took the time help me thoroughly understand every step of the process. Friendly, personable, and professional. Highly recommend!!...
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Reply from Owner
June 2nd, 2025 12:00 AM
Thank you so much for the kind words! It was a pleasure working with you!
We highly recommend working with Christy. Not only was she incredibly informative, but she helped make our home buying experience so easy. We expressed our goal was to close as soon as possible and she made that happen with no problem! We are...
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About
Christy Cisneros is proud to be your local resource for all your residential lending needs across California. She is a long time Placer County resident who is well connected and involved in many aspects of the community including serving as the Treasurer for two local non-profit organizations. Her career began in operations and support giving her the ability and knowledge to foresee obstacles that may arise during the home loan process. This has allowed her and her team to excel at avoiding those pesky unwanted surprises. Christy has served thousands of families over her twenty years in the business and truly enjoys helping people realize their dreams of owning a home of their own. She takes great pride in providing excellent customer service while guiding clients through the entire home buying process. She strives to make the home buying experience an enjoyable one and truly enjoys helping families get the financing that bests suits their needs. Specialties: Conventional, FHA & VA loans, Jumbo loans, CalHFA Down Payment assistance and CHF Platinum Grant, First-Time Homebuyer Programs.
Products & Services
Mortgage Broker
Specialities
Conventional Loans
FHA Loans
VA Loans
First Time Buyer Programs
Down Payment Assistance Loans
Self-Employed Income Analysis
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Positions
- Unified Home Loans - Senior Mortgage Advisor
Addresses and Serving Areas
Year Started
2007
Licenses
- NMLS No. 927792
- DRE No. 01796983
Achievements
- Bachelor's Degree in Business Administration
- Volunteer of the Year 2022
Hobbies
- Spending time with family!
- Traveling
- Golfing
Disclaimer
CONFIDENTIALITY AND DISCLAIMER:
This email and any attachments are for the sole use of the individual or entity to which it is addressed and may contain information that is confidential. If you have received this email in error, please notify the sender by reply email and delete the message and all copies. Any disclosure, copying, dissemination or other use of this communication by someone other than the intended recipient is strictly prohibited. Unified Home Loans is not a law firm, tax or financial planning organization. Unified Home Loans does not provide legal, tax or financial planning advice. Information and materials distributed by email or on our website provide general subject matter information and are not intended to be, nor should they be utilized or relied on as a substitute for legal, tax, financial planning or other professional advice about specific situations. If you require such advice, we recommend that you consult with legal counsel or other professional advisors of your choosing. Unified Home Loans is an Equal Housing Opportunity Broker.