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Christina Swift
Sr Loan Officer | NMLS 242004
Christina Swift (NMLS #242004) is a premier mortgage loan officer and local lending expert based out of Culpeper, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and investmejt investment loans, and ... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Christina was very professional, accessible, informative and very patient. She got us to a quick close in 15 days with ease. I highly recommend her!
Reply from Christina Swift
January 13th, 2026 04:23 PM
I'm grateful for your feedback, Tracy. It's great to know that you found me professional, accessible, and patient throughout the process. Completing your closing in 15 days was a team effort, and I'm pleased it went smoothly for you. Thank...
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I cannot recommend Christina Swift with Embrace Home Loans enough! She has worked with many of my clients and consistently goes above and beyond to make sure they are in the very best position when it comes to financing their home. Christina...
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Reply from Christina Swift
January 13th, 2026 04:24 PM
I'm truly grateful for your generous feedback, Maria. It’s a privilege to work with you and your clients, ensuring they are well-positioned in their home financing journey. I strive to find the best options tailored to each unique situation,...
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Christinia was such a great person to work with! She is extremely knowledgeable and didn't mind answering all of my questions (and there were a LOT). She made the entire process seamless. I would recommend her to any and everyone!
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Reply from Christina Swift
October 13th, 2025 06:51 PM
I appreciate your kind words, Whitney. It was a pleasure assisting you throughout the process, and I'm delighted to hear you found the experience seamless. If you have more questions or need further assistance in the future, don't hesitate...
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everything went smoothly
Reply from Christina Swift
October 9th, 2025 01:09 PM
I'm pleased to hear that everything went smoothly, Charles. If you have any further questions or if there's anything else I can assist you with in the future, please feel free to contact me.
always responsive . Always there, can't thank you enough!
Reply from Christina Swift
October 8th, 2025 08:20 PM
I truly appreciate your feedback, John. It's great to know that you found me responsive and available when you needed assistance. If there’s anything else I can do for you in the future, please feel free to reach out.
I had no idea what I was doing in this first time home buyer's experience. Christina was always there to answer questions and help guide us through the process. I trusted her and her team and they took swift action. The process was quick and...
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Reply from Christina Swift
September 11th, 2025 04:53 PM
Thank you for sharing your experience, Michael. I'm glad I could be there to guide you through your first home-buying journey. It's important to me that you felt supported and that everything progressed smoothly and efficiently. Your trust...
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Working with Christina while I was traveling was amazing! She provided me with all the details and answered my many questions as we went through the process. Thank you for all you and your team did! Much appreciated!
Tee
Reply from Christina Swift
August 25th, 2025 12:02 AM
It was a pleasure to work with you during your travels, Tee. I'm so glad to hear that I could provide you with all the details you needed and answer your questions along the way. Your appreciation means a lot to me. If there's anything else...
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It seemed like everytime we were done with submitting information, there would be a "now we need this". Not having been in the loan market for some time, I don't know if this is normal. I don't know if being retired had something to do with...
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Reply from Christina Swift
August 4th, 2025 08:16 PM
Dear Robert,Thank you so much for sharing your thoughts — I completely understand how this process may have felt at times. You’re absolutely right that things have changed, and the loan process today can feel more detailed and drawn out, especially...
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There seemed to be a disconnect between Christina and Angel with requests for information. I felt like the information from my CPA was not trusted and required ongoing/redundant info gathering. I had to open an account for IRS reports... I...
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Reply from Christina Swift
August 4th, 2025 08:15 PM
Dear Sharon,Thank you so much for sharing your thoughts — I completely understand how this process may have felt at times. You’re absolutely right that things have changed, and the loan process today can feel more detailed and drawn out, especially...
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Christina was always so willing to help and answered all my questions through this process. She is so supportive and knowledgeable.
Reply from Christina Swift
August 4th, 2025 08:16 PM
I'm really glad to know that you felt supported throughout the process, Kyndal. It's important to me that all your questions were answered and that you found my assistance helpful. I appreciate your kind words about my knowledge and support....
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About
Christina Swift (NMLS #242004) is a premier mortgage loan officer and local lending expert based out of Culpeper, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and investmejt investment loans, and refinancing, Christina provides comprehensive home financing solutions. Christina's success as a loan officer is at least in part a function of her multifaceted work experience prior to joining Embrace Home Loans. Contact Christina today to explore your home loan options and get pre-approved! Lincense in VA and MD.
Products & Services
Mortgage Loan Officer
VA Home Loan
Down Payment Assistance
Fixed Rate Mortgages
USDA Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 242004
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Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.