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Chris Kloc at CrossCountry Mortgage
Sr. Loan Officer/Sales Manager | NMLS #2148867

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chattanooga, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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Communication was lacking during the process within the team itself. Documents were provided over and over on several occasions; the same documents. We were asked 3 times about our appraisal fee and I provided receipts 2 of those times.
Reply from Chris Kloc at CrossCountry Mortgage
November 11th, 2026 12:40 PM
Carrie, thank you for the feedback, we are ALWAYS trying to improve and be GREAT. We did have a system issue with the appraisal per our conversation, we 100% take ownership of that. We are so excited for you to get into your first home and...
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Nice people
Reply from Chris Kloc at CrossCountry Mortgage
November 2nd, 2026 07:13 PM
Michael, absolutely pleasure working with you. Such a big deal, buying your first home in Knoxville!!
Consistent communicatio, process was laid out by step by step process.
Reply from Chris Kloc
November 9th, 2026 05:10 PM
Hannah, I'm glad to hear that you appreciated the consistent communication and the clear step-by-step process. At CrossCountry Mortgage, ensuring a smooth and understandable process is always a priority.
Working with Chris was a great experience. He was great at communicating and keeping everyone informed alone the way. Without blowing up my phone. Haha
Thanks Chris!
Reply from Owner
October 19th, 2026 12:17 PM
Glad to have worked with you once again, Misty! You are great!
Love your Tuesday updates
Reply from Chris Kloc at CrossCountry Mortgage
October 19th, 2026 12:17 PM
Thank you! That's our bread and butter!
Chris and his team made my experience purchasing my home so easy. They were all truly amazing.
Reply from Owner
October 14th, 2026 11:41 PM
You are an absolute GEM, Amy :)
The Kloc team is AMAZING! Very personable and anytime I had any questions , the team answered very quickly. Purchasing my home was such a breeze working with Chris and the team. Highly recommend
Reply from Chris Kloc at CrossCountry Mortgage
October 14th, 2026 11:42 PM
My team always talked about how sweet you were. We could all use more Amy's in our life!
Overall good experience!
Reply from Chris Kloc at CrossCountry Mortgage
October 9th, 2026 06:00 PM
Honored to help you and your family!!!
This was my second time connecting with Chris. He connected me with his pre-approved buyers and I got to house hunting with them right away. Chris was always on top of everything with deadlines, weekly updates, and communication. Can't wait...
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Reply from Chris Kloc at CrossCountry Mortgage
October 5th, 2026 02:20 PM
Always a pleasure working with you in Kentucky!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chattanooga, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2148867 | Branch NMLS #2822341
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Bridge Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
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Memberships
- Oakwood Baptist Church
- Holy Smokes Book Club
- River Counties Association of REALTORS
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Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- 2148867
Awards
Top 1% Mortgage Or...
Scotsman Guide Top...
Achievements
- Sales Manager
- Scotsman Guide Top Originator 2025
- Scotsman Guide Top Originator 2024
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Hobbies
- Soccer
- NFL Football
- Holy Smoke Book Club
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095