Chris Ruby

BRANCH MANAGER - PR - NMLS ID: 335051

4.9

(252)

Embry-Riddle Aeronautical University

Mortgage

Mortgage Loan Officer

Embry-Riddle Aeronautical University

Contact Info

(772) 530-6192

Vero Beach, FL

https://chrisruby.supremelendinglo.com/

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.9

(252)

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Helpfull and definetly proffesional.

Once again Chris delivered on time and as promised. He has amazing communication and kept me informed throughout our 2nd refi with him.

Down Payment AssistanceFrom our first conversation, Chris emphasized the programs your company uses to keep money in buyers' pockets and repeatedly mentioned a $10,000 down payment assistance option if I did not qualify for Hometown Heroes....

Chris, Lalo and Elizabeth are great

Reply from Chris Ruby

May 19th, 2026 10:19 PM

Vince, thank you for your great 5 star review it is greatly appreciated. Wishing you many years of happiness in your new home. Please don't hesitate to call if we can answer any questions or help in anyway. Calm seas and tight lines. :)Thank...

The entire team was helpful and responsive!!!

Chris Ruby has received a review with 5 star rating from Jennifer R

Chris Ruby has a fantastic team. Lalo Guzman was a fantastic help getting us through the First Time Home Buying process. I was able to ask him absolutely any questions and he was so reliable and expertise with his responses. Very wonderful...

Reply from Chris Ruby

May 19th, 2026 10:24 PM

Nathan, thank you for your very kind 5 star review. We truly enjoyed working with yourself and your family throughout your first home purchase. Wishing you and your family many years of happiness in your new home. Please don't hesitate to call...

Chris Ruby has a fantastic team. Lalo Guzman was a fantastic help getting us through the First Time Home Buying process. I was able to ask him absolutely any question, and he was so reliable and an expert with his responses. Very wonderful...

Reply from Owner

May 23rd, 2026 12:00 AM

Tiana, thank you for your great 5 star review. My team is amazing they make me look good everyday and I will share your kind words with them. We truly enjoyed working with yourself and your family and wish you many years of happiness in your...

The entire team attitude helping us close Well done

Chris Ruby is a professional in all the real estate mortgage business and explains things in a way that is easy to understand.I enjoyed with Chris and his knowledge of the business made it easy to follow along with what all was being accomplished....

Reply from Owner

May 9th, 2026 12:00 AM

Bob, thank you for your great 5 star review and kind words. We enjoyed working with you and congratulations on your new home. Please don't hesitate to call with any questions or if I can help in anyway. I look forward to seeing you next time...

11–20 of 252

About

Chris Ruby has been a lender on the Treasure coast for over 25 years. Chris is a Marine Corps Veteran and graduated from Embry Riddle Aeronautical University. He actively lends throughout the state of Florida, GA, NC, SC, TN, and VA. Chris makes himself readily available on evenings and weekends to answer all of your questions and concerns. With integrity and consistently high professional standards the Ruby team has gained the respect and trust of their clients and realtors. As a Mortgage Banker we work hard to provide exceptional service a smooth professional process. My team and I look forward to working with you. Thank you Chris

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Residential Lending Jumbo Portfolio Jumbo, Downpayment assistance FHA VA Conventional Condo USDA

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Education

Embry-Riddle Aeronautical University

Aeronautics/Aviation/Aerospace Science and Technology

Bachelor of Science

Positions

Treasure Coast Team of Supreme Lending - Branch Manager
Jul 16th, 2008 - Current

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Time Zone

Eastern Standard Time (EST)

Licenses

NMLS #335051

Hobbies

Flying, Diving, Offshore Fishing.

Disclaimer

Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.