

Chip Larson
Senior Mortgage Loan Originator | NMLS# 274487

Chip has 20 years of experience in mortgage banking and loan origination. He has a thorough understanding of conventional, FHA, VA, and first time home buyer loan programs. Chip is also knowledgeable with Fannie Mae and Freddie Mac underw... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Chip was very helpful and friendly. He was great to work with on this loan.
The personal touch- no shortage of extra time on phone calls or in emails for any questions I had. A lot of patience shown and what clearly appeared to be a personal investment in me being a satisfied customer.
Chip does a great job with my clients. Always very communicative and explains the loan process. I will continue to recommend him to family and friends.
Chip talked me theough every step of the process and answered any questions I had in great detail. Chip was great and so so easy to work with! Thank you again Chip!
Chip made this process easy and straightforward.
Chip made the over welming task of buying my first house a breeze. Was great at explaining details and the fine writing of it all. Would definitely recommend him to others and will use him again if or when purchasing another house. 5 out of...
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Another great experience with Chip. He's knowledgable and easy to work with. He doesn't waste my time and provides excellent service.
Reply from Chip Larson
August 31st, 2026 02:00 PM
I'm thrilled to hear about your positive experience, Angel. At First State Mortgage, we strive to provide the best service to our customers and I'm glad that I could make the process smooth and efficient for you. I'm always here to assist you...
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Chip was also super communicative with us answering any questions we may have had.
Chip was fantastic throughout the whole process. Right from providing me with a pre-approval letter on a Friday late afternoon, to helping guide me on the right payment terms for my loan - Chip was an absolute pleasure to work with
Chip has always ben wonderful to work with. We look forward to working with him next year to refinanance hopefully;-))
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About
Chip has 20 years of experience in mortgage banking and loan origination. He has a thorough understanding of conventional, FHA, VA, and first time home buyer loan programs. Chip is also knowledgeable with Fannie Mae and Freddie Mac underwriting guidelines.
He has a B.A. in Economics from Ripon College in Ripon, Wisconsin.
Chip is a dedicated professional who prides himself on customer satisfaction and building lasting relationships with realtors, business owners, and past clients.
He is married to Mary and together they have two sons, Jacob and Andrew. Chip enjoys tennis, coaching, and spending time with his family.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- First State Mortgage - Senior Loan OfficerMay 1st, 2010 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 274487