

Cheryl Grass
Loan Officer


Penn State University
Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service th... Show More


Penn State University
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Working with Cheryl Grass at Atlantic Trust Mortgage has been an excellent experience from start to finish. She’s incredibly thorough and clear about all your options, taking time to explain every detail so you always feel confident in your...
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Reply from Owner
October 16th, 2025 12:00 AM
You are so sweet, Craig and I really do appreciate your review. I'm so happy for you, Emily and your kids and your new home! Wishing you all the best!
We worked with Cheryl from ATM for our St Augustine home and it was a seamless process. She was a pleasure to work with. Cheryl was extremely communicative, answered all of our many questions in a timely manner whether they pertained to her...
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Reply from Owner
October 6th, 2025 12:00 AM
I am so glad you were happy with the process and closing on your new home! I appreciate the review and cannot wait to see your finished Airbnb!
I highly recommend Cheryl Grass for all your mortgage needs. She was professional, extremely responsive, thorough and most helpful. Ms. Grass explained the process from beginning to end. You will not be disappointed. I am fortunate to have...
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Reply from Owner
October 6th, 2025 12:00 AM
Janice, you are so sweet and kind and I think you for your review. I really hope to see you again in the future and wish you all the best in your new home!
From the beginning, Cheryl was quick to help us out when we needed a fast turnaround. She always made herself available & went above and beyond for us.
Reply from Owner
September 9th, 2025 12:00 AM
I appreciate the kind words, Rusty! I hope you are enjoying your new home and POOL!
You will not find a more attentive, responsive and detail-focused lender as Cheryl. She kept us in the loop on everything we needed to know and worked diligently behind the scenes on all the things. She answered every question we had with all...
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Reply from Owner
June 9th, 2025 12:00 AM
It was such a pleasure helping you and your family, Kathleen. Thank you so much for the wonderful review. Congratulations on your new home!
From start to finish, with Cheryl, this process was incredibly easy and efficient. Excellent communication and fast turnaround for any questions. Wouldn't go with anyone else in the future!
Reply from Owner
February 7th, 2025 12:00 AM
Was so great working with you and Larry, Heather. I hope you enjoy your new home! Thank you for the great review.
Cheryl was absolutely AMAZING! She got us an unbelievable rate, is super quick to respond and answered all of our questions very thoroughly. She was an absolute gem to work with!
Reply from Owner
December 16th, 2024 12:00 AM
It was an absolute pleasure to work with you both and help you with your new home! I look forward to working with you again in the future! :)
We worked with Cheryl Grass. Of all the companies we reached out to, Cheryl was the quickest to respond. She was attentive, patient, and knowledgeable. We appreciate the guidance she provided in the journey of our first home purchase. I would...
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Reply from Owner
September 9th, 2024 12:00 AM
Thank you, thank you to you and Daniela for being such awesome clients! I look forward to next time and hope you are enjoying your new home!!!!!
We worked with Cheryl through the home buying process. I can’t say enough about how kind, responsive, informative and just overall fantastic she was throughout. Cheryl really goes above and beyond for her clients! I recommend her and Atlantic...
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Reply from Owner
September 8th, 2024 12:00 AM
Congrats on your first home, Eric, and than you so much for your kind words. I look forward to working with you again in the future!!!
My Husband and I were Purchasing a new home out of state on contingent of selling our current home. Through my relator Cherly was brought into our business circle. I can't recall once ever calling or reaching out to Cherly and not receiving...
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Reply from Owner
September 8th, 2024 12:00 AM
Thank you so much for your raving review, Beverly! You and Chris were an absolute joy to work with and I hope you love living in Florida!
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About
Get quick and accurate financial advice when you are buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and I am committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Adjustable Rate Mortgages
Cash-Out Refinances
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Education
- Penn State UniversityHuman Development and Family StudiesBachelor's Degree

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 1966974
- FL-LO70257
Disclaimer
FL-LO70257 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.