Chaz Hinz at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #309521
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
I felt we were in excellent hands the whole time because Chaz and her team were so professional. We highly recommend CrossCountry Mortgage to friends, family, and anyone else looking to buy a home.
Reply from Chaz Hinz
March 2nd, 2026 07:05 PM
Alexander, it's wonderful to hear that you felt well-supported throughout the process. Your trust and recommendation mean a lot to me. If there's anything else I can assist you with in the future, please feel free to reach out.
Chaz is amazing! And the whole team is super competent and professional. The entire process went great. We could have used a BIT more clarity on what to expect (just in terms of who would be e-mailing us): Given all of the concerns about wire...
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Reply from Chaz Hinz
February 6th, 2026 06:22 PM
Erin, I appreciate your thoughtful feedback. It’s great to know that you had a positive experience, and I’m glad I could assist with restructuring your debt. Thank you for highlighting the importance of clear communication—I'll make sure to...
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Chaz is Amazing!!
Reply from Chaz Hinz
February 4th, 2026 05:54 PM
Thank you for your enthusiastic review, Mauricio. I appreciate your kind words and am glad to have been able to assist you. If you ever need anything else, feel free to contact me.
Very smooth process
Reply from Chaz Hinz
January 12th, 2026 08:57 PM
I'm glad to hear that you found the process very smooth, Joanne. If there's anything more I can do for you, please don't hesitate to get in touch.
Always a pleasure working with Chaz!
Chaz is always patient and understanding . Extremely helpful in paperwork and proces of loan docs
Reply from Chaz Hinz
December 29th, 2025 08:08 PM
It's wonderful to hear that you found my approach patient and understanding, Kathleen. Helping with paperwork and the loan process is a key part of my role, and I'm glad to know it made a positive impact for you. If there's more I can do to...
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Chaz Hinz at CrossCountry Mortgage has received a review with 5 star rating from Walter R
This was the smoothest process that we experienced since we first began the journey of buying homes. I want to thank Chaz and her team for making all this possible. Thank you once again.
Reply from Chaz Hinz
December 29th, 2025 09:46 PM
Thank you for sharing your experience, Walter. I'm pleased to hear that this home-buying journey went smoothly for you. Helping make the process straightforward and clear means a lot to me. If there’s ever anything else you need, feel free...
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Chaz is not only knowledgeable and creative with loan programs, she is also very transparent and responsive. She always makes our COR dates and is wondearful to work with.
Reply from Chaz Hinz
December 29th, 2025 06:25 PM
It was great working with you. Thanks again for putting your trust in us.
quick and very efficient
Reply from Chaz Hinz
December 22nd, 2025 08:05 PM
Thank you for your feedback, Malay. I'm glad to hear you found the process quick and efficient. If any further questions come up or you need more assistance, feel free to let me know.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #309521 | Branch NMLS #1820222
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 309521
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095