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Charlotte Harrill - Charlotte Kelsey Harrill | NMLS# 1236005 in Bowling Green, KY

Charlotte Harrill

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Charlotte Kelsey Harrill | NMLS# 1236005

Atlantic Bay Mortgage Group - KY
I am determined to make the client experience FUN! To do this , I am diligent in my communication , find ways to overcome obstacles with a smile and ALWAYS celebrate the home buying milestones ! This is a wonderful journey and I am truly ...... Show More
Atlantic Bay Mortgage Group - KY
Overall Ratings
4.96
(357)
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Reviews from Web
  • 5.0
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    Todd S
    Lewisburg, KY
    Posted on May 17th, 2026 07:54 PM
    It has been a pleasure working with Charlotte. She answered all of our questions and kept us informed throughout our application process.
  • 5.0
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    Hannah W
    Chattanooga, TN
    Posted on May 9th, 2026 06:48 PM
    Very helpful with questions and getting us the steps needed to becoming homeowners. She made sure to get us the best deals and was very supportive!
  • 5.0
    SFTP
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    Tucker W
    Chattanooga, TN
    Posted on May 9th, 2026 06:04 PM
    Good people to work
  • 5.0
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    Santanu B
    Nolensville, TN
    Posted on March 1st, 2026 07:40 PM
    Everything was smooth. Great People, Process and technology made it really a great experience. Thank you
    Reply from Charlotte Harrill
    March 1st, 2026 09:31 PM
    As always, it’s such a pleasure to work with you and your family.
  • 5.0
    SFTP
    R
    Robert M
    Georgetown, TX
    Posted on February 25th, 2026 10:42 PM
    My questions or emails were always answered promptly.
  • 5.0
    SFTP
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    Caitlin B
    Hopkinsville, KY
    Posted on December 14th, 2025 01:58 PM
    Samantha and my realtor came together and put in hard unexpected work to get me in my unique home and i cant thank them enough
  • 5.0
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    Lincoln Y
    Hixson, TN
    Posted on December 5th, 2025 01:13 PM
    Great service that made the process very smooth.
    Reply from Charlotte Harrill
    December 5th, 2025 06:39 PM
    Repeat clients make my heart happy — and when clients become friends —- even happier ! Thank you for your loyalty and for being super amazing people !
  • 5.0
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    J
    James M
    Bowling Green, KY
    Posted on October 26th, 2025 02:54 PM
    Even with all the necessary hoops Charlotte was extremely helpful and understanding.
    Reply from Charlotte Harrill
    December 5th, 2025 06:39 PM
    My pleasure ! Welcome back home !
  • 5.0
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    Rodney J
    Harrodsburg, KY
    Posted on August 31st, 2025 01:31 PM
    Charlotte provided elite customer service.1. quick response time during initial contact.2. Listened to my situation and made it easy for me to get onboard.3. Worked tirelessly to ensure my loan would meet underwritings requirements .4. She...
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    Reply from Charlotte Harrill
    October 26th, 2025 03:33 PM
    Rodney, I'm so happy to hear about your positive experience. It's important to me that you felt heard , educated and loved as a client ! Your appreciation for my suggestions and the ways they have benefited your loan is especially gratifying....
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  • 5.0
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    Franck B
    Elizabethtown, KY
    Posted on July 27th, 2025 01:03 PM
    As a first time home buyer , it can be very stressful and confusing. Charlotte was able to reduce a large amount of the stress and educate us by breaking down rates so that we can make the best decision. She is very pationated , easy to talk...
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    Reply from Charlotte Harrill
    October 26th, 2025 03:31 PM
    I'm so glad to hear that I could help make your first home-buying experience a bit less stressful and more informed, Franck. Guiding you through the rates and ensuring you make the best decision is something I take seriously, and it’s rewarding...
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  • 10 of 357
    About
    I am determined to make the client experience FUN! To do this , I am diligent in my communication , find ways to overcome obstacles with a smile and ALWAYS celebrate the home buying milestones ! This is a wonderful journey and I am truly HONORED to be here with you.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    200
    /850
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    Addresses and Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1236005
    • Licensed in FL, GA#56551, IN, KY, NC, TN, & TX
    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.