

Chad Horkan
Branch Manager

As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
We have purchased two homes with Chad's help. He has walked us through the process and answered any question we had. He is very thorough, professional and responsive! I would highly recommend him and his team to anyone!
Reply from Owner
August 30th, 2016 12:00 AM
Thank you so much for your kind words! It has been great working with you. You have an incredible family!
I've worked with Chad and his team numerous times now- three home purchases and three refinances, and we have always had a great experience! Chad is a really great guy & super knowledgable! And I can't say enough good things about his team-...
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Reply from Owner
August 17th, 2016 12:00 AM
Thank you for your kind words! Always great to work with you.
I have utilized Chad's services to purchase 2 homes and two refi's. Chad is truly a magician. He works every option possible and puts a lot of time and effort in strategizing to make sure he offers the best solution for your needs.
Reply from Owner
August 9th, 2016 12:00 AM
It has been my honor to work with you!
We enjoyed working with Chad on our home refinance. Chad was responsive and professional throughout the entire process. Excellent results. The statement 'I can help you' is true. I highly recommend Chad and look forward to working with him...
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Reply from Owner
July 19th, 2016 12:00 AM
Rick, It was so fun working with you and your wife! Have a great summer.
We feel incredibly fortunate that the "Request Quote" button on Zillow resulted in us meeting Chad. From the first meeting, Chad's knowledge, problem-solving abilities and frequent communications made our not-so-simple transaction happen. In...
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Reply from Owner
July 19th, 2016 12:00 AM
Thank you so much! It was a pleasure working with you.
Chad's tag line "I Can Help You"turned into "I Did Help You"in a very short period of time...And the "I Did Help You" was well deserved....Chad is a very hard working and knowledgeableProfessional who was a pleasure to work with.
Reply from Owner
July 19th, 2016 12:00 AM
Mike, Congrats on purchasing your vacation home!
Chad's professionalism and expertise were outstanding throughout the course of my home purchase. He always responded any question I had throughout the process.
Reply from Owner
May 31st, 2016 12:00 AM
Thank you Graham! It was a pleasure working with you.
As first time homebuyers, Chad led us through the process from start to finish, allowing us to ask all of our questions and thoughtfully and accurately explaining every step towards acquiring a loan for our first home. He was responsive, attentive...
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Chad made it very easy to complete my large home purchase last summer. He took the time go over all my options including loan & payment terms. He came and visited me at work to complete all the necessary application paperwork so that I didn't...
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My husband and I financed both our first and second home purchase with the assistance of Chad Horkan. Extremely knowledgeable about all aspects of the industry and just a fantastic professional to deal with. From application to closing, our...
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.