

Chad Horkan
Branch Manager

As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Chad,
Thanks for your help in this process and also helping me work through the realty frustrations.
Pete
Reply from Chad Horkan
August 1st, 2025 09:36 PM
It was absolutely my pleasure!
Chad was very helpful in educating us in the loan process. As first time homebuyers, the home buying process can be very intimidating. Chad helped explain everything we needed to know, helped explain why’s of the process, and always had our...
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Reply from Chad Horkan
August 1st, 2025 09:36 PM
Alex, congratulations on you new home! It was a honor to guide you through the process.
Chad was Great to work with highly recommended.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
So happy for you and your wife! enjoy your new home in AZ!
Very pleasant overall!!!
Reply from Chad Horkan
August 1st, 2025 09:36 PM
It was a pleasure working with you!
My 3rd experience through Chad and his team at Kind Lending and I plan to continue using their services in future.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Love repeat clients! Happy Holidays
We loved working with Chad and his team! Very friendly, transparent, took the time to answer our questions and concerns and help educate us along the way. He made us feel important and not just another transaction and actually cared about us...
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Reply from Chad Horkan
August 1st, 2025 09:36 PM
Congratulations!
This was a very difficult loan for Chad and his team to put together due to some liens and out lying issues. During the entire process I felt fully informed and completely taken care of. This was the best experience I could have asked for.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Thank you Dan for those kind words! I enjoy the challenge and we certainly go you to a better spot for you and your family.
Chad did an excellent job, very happy 😃!
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Thank you Jim for your kind words! It was a pleasure working with you!
As usual great service
Reply from Chad Horkan
August 1st, 2025 09:36 PM
It was a pleasure working with you again Bob! Thank you for over 2 decades of loyalty!
Chad is very transparent and a great resource throughout the entire lending process. All of my questions were answered immediately. Everyone who assisted me was also extremely helpful and personable.
Reply from Chad Horkan
August 1st, 2025 09:36 PM
Congratulations on your new home Kelsey! It was an absolute pleasure helping you with your first investment property.
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.