

Chad Horkan
Branch Manager

As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
This is the 4th house I've purchased, this being the first with Chad at Kind Lending. This was the best experience I've ever had. Clear and timely communication in "normal, I don't do mortgage loans everyday" language. Overall a fantastic experience!...
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Reply from Chad Horkan
October 21st, 2025 05:31 PM
Pleasure working with you! So happy for you and Jeff.
Too bad my best friend is a mortgage banker
Reply from Chad Horkan
November 5th, 2025 05:40 PM
Always here to help!
Best experience and professionalism was superior like no other!
Reply from Chad Horkan
October 20th, 2025 05:36 PM
Jeff,I was thrilled to hear the wonderful news about your new home purchase! More importantly, I wanted to take a moment to sincerely thank you for your service to our country. Your dedication and sacrifice are deeply appreciated, and it's...
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Chad provided an excellent experience. I was very happy on how things turned Out!!
Reply from Chad Horkan
September 30th, 2025 03:30 PM
Always a pleasure working with you Jim!
Chad and his team did an excellent job guiding my wife and I through the process of refinancing our mortgage. They provided great customer service and provided timely updates throughout all phases of the refinance process.
Reply from Owner
November 5th, 2025 05:40 PM
Pleasure working with you!
Chad and his team were great guiding me through refinancing my mortgage. Chad and his team provided great customer service and timely updates throughout the refinance process.
Reply from Chad Horkan
September 24th, 2025 03:38 PM
Micheal thank you for your kind words. You and your wife were great to work with!
Chad is extremely knowledgeable, professional, and went out of his way to make sure everything went smoothly. I highly recommend his services.
Reply from Owner
September 24th, 2025 03:41 PM
Thank you!
Chad had great commuciation, was very flexible & accommodating, & I highly recommend his professional services.
Reply from Chad Horkan
September 24th, 2025 03:40 PM
Hard to believe you guys have been clients for over 2 decades! You have an incredible home.
Chad was professional, resourceful abd and flexible. We would highly recommend Chad and plan on doing so !
Reply from Chad Horkan
September 16th, 2025 03:22 PM
Thank you Jim for your kind words. It has been a honor to help you for 2 decades.
Beyond pleased with the quick turnaround! Thank you so much!
Reply from Chad Horkan
September 21st, 2025 11:39 PM
I'm really glad to hear that you were satisfied with the quick turnaround, Paula. Your appreciation means a lot to me. If there's anything else you need, please don't hesitate to reach out.
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.