

Celena Villarreal at CrossCountry Mortgage
Loan Officer | NMLS #2035982

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Modesto, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri...... Show More
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Celena Villareal was absolutely amazing throughout our entire process. She made everything so smooth, stress-free, and easy for our family from start to finish. She was always kind, professional, patient, and quick to answer any questions we...
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Celena Villareal was absolutely amazing throughout our entire process. She made everything so smooth, stress-free, and easy for our family from start to finish. She was always kind, professional, patient, and quick to answer any questions we...
read more
Celena answered all my question and always available anytime I called her. Thank you again for all your help.
Reply from Celena Villarreal at CrossCountry M...
May 5th, 2026 06:57 PM
Thank you Juanita. You were amazing yourself. I hopoe you are loving your amazing home :)
Celena and her team did a great job. Stayed on time for a QUICK closing, no issues at all. It was trully a great expereince. Thank you Celena!
Reply from Celena Villarreal at CrossCountry M...
March 30th, 2026 05:49 PM
I found them for the great review. It was a pleasure working with you.
Celena was amazing to work with! She was there ever step of the way to answer any questions 10/10 she was awesome!
Reply from Celena Villarreal at CrossCountry M...
March 7th, 2026 12:15 AM
Thank you Evan. You’re amazing to work with as well. Enjoy your beautiful home.
I had an exceptional experience working with Celena from start to finish. She answered every single question I had thoroughly and patiently, making sure I understood each step of the process. The communication was clear, consistent, and timely,...
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Reply from Celena Villarreal at CrossCountry M...
February 19th, 2026 01:31 PM
Thank you Kym. I am so happy for you and your family to have found your forever home.
Want your fault. Was sellers fault
Reply from Celena Villarreal
February 16th, 2026 03:36 PM
Matthew, I appreciate you sharing your experience. It's reassuring to know everything was clear on my end. If there's anything else you'd like to discuss or need assistance with, please feel free to reach out.
Celena and her team were amazing throughout the entire process from start to finish. Her customer service skills is beyond amazing as she kept us in the loop on everything and provide provided us with constant updates. We can’t thank her enough...
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Reply from Celena Villarreal at CrossCountry M...
February 7th, 2026 12:49 AM
Thank you, Dwayne and Shanelle. It was my pleasure helping you both and you guys were amazing along the way I look forward to helping you get many more properties lol
I had a Great experience because Celena and her team were very knowledgeable, professional and friendly about everything through the process. They were very helpful with everything.
Reply from Celena Villarreal at CrossCountry M...
February 6th, 2026 03:21 PM
Thank you Dustin. It was my pleasure. Thank you again for trusting in me:)
It is our very first property and we had no clue on what to do when purchasing a home. Celena was patient and walked us though every step of the process. Celena made us feel comfortable and calmed us down every time we got nervous over of the...
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Reply from Celena Villarreal at CrossCountry M...
February 3rd, 2026 03:31 PM
Thank you Karla for your kind words, You and Dustin have been amazing every step of the way. We are 100% friends for life. Lets do lunch when I come to L.A.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Modesto, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2035982 | Branch NMLS #2694941
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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493
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Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- 2035982
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Hobbies
- Family
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095