

Carter Morgan - OVM with AnnieMac Home Mortga...
Mortgage Loan Originator | NMLS # 2393806

Carter understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Carter made everything pleasant & easy. He made himself available after hours, weekends & even during the holidays to answer any questions & supply me with any additional info that my son or I needed. I'm extremely pleased & highly recommend....
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Reply from Carter Morgan
February 23rd, 2026 03:33 PM
I’m grateful for your kind words, Julius. It’s important to me to be accessible whenever you need assistance, and I’m glad I could help make the process easier for you and your son. Your recommendation is greatly appreciated. If there are any...
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Carter Morgan - OVM with AnnieMac Home Mortgage has received a review with 5 star rating from Tansu B
Very responsive and knowledgeable. Would recommend everybody!
Reply from Carter Morgan
February 17th, 2026 05:11 PM
Thank you for taking the time to share your experience, Tansu. It's great to know that you found my responsiveness and knowledge helpful. I appreciate your recommendation and am here if you need any further assistance in the future.
Had such a great experience with Carter. Highly, HIGHLY recommend!! Good communication, knowledgeable of state and local related. Friendly, and able to explain things simply. Very professional and tactful.
Carter's patience and understanding for us being new/first time home buyers. His knowledge and ability to explain every step of the process in a way that made sense and the transparency provided so there were no "surprises" along the way.
Reply from Carter Morgan
December 18th, 2025 04:09 PM
I'm truly thankful for your feedback, Crystal. I'm pleased to hear that my patience and explanations made your first home buying experience smoother and easier to understand. It’s important to me that transparency is maintained throughout the...
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Carter Morgan - OVM with AnnieMac Home Mortgage has received a review with 5 star rating from Randall F J
From start to finish, no matter how plans changed our originator provided us with amazing information and assistance. We wouldn't recommend anyone else for home buying!
Reply from Carter Morgan
December 17th, 2025 09:46 PM
I appreciate your glowing review, Randall. I'm glad to hear that you found the information and assistance helpful throughout your home buying journey, even as plans evolved. It’s always my goal to provide the support you need. If you have any...
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Incredible work they do at OVM, call them up next time you need help! Ask for Carter Morgan!! He’s very helpful with all kinds even us first time home buyers
The personal attention Carter Morgan and his team did for our first time home loan, we can't thank him enough!
Reply from Carter Morgan
November 13th, 2025 06:30 PM
I'm grateful for your feedback, Keith. Providing personal attention during your first home loan process was my priority, and I'm glad that it made a difference for you. Don't hesitate to reach out if there’s ever anything more you need.
Carter was very responsive and communicated well durring the transaction. Not only that, but he was a great advisor to us and the client. He really worked his magic to do best for the clients.
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About
Carter understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Carter is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Financing
VA Loans
Conventional Loans
FHA Loans
USDA Loans
DSCR Loans
Bank Statement Loans
Jumbo
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Memberships
- BNI Revolutionaries
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2393806
Hobbies
- Soccer
- Golf
- Going to the Beach
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.