

Carrie Fincham
Sr Loan Officer NMLS 1230368

Carrie Fincham is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, she tailors solutions to fit each client’s unique needs. K... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Carrie is the greatest of all time! The GOAT!
Reply from Carrie Fincham
October 27th, 2025 07:01 PM
I appreciate your enthusiastic feedback, Jonathan. It's fantastic to know you had such a positive experience. If there's anything more I can help with, don't hesitate to reach out. Thank you for your kind words!
Carrie is so pleasant, kind and enthusiastic about helping. She is such a pleasure to work with. She explained every detail of the process and my options. My refinance was a great experience and i highly recommend Carrie!
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Reply from Carrie Fincham
October 9th, 2025 05:28 PM
I appreciate your kind words, Rosalynn. It was a pleasure working with you and helping with your refinance. I'm glad to hear that the details and options were clear and contributed to a positive experience. Thank you for recommending me, and...
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Extremely well-communicated and explained for first-time home buyers. Made the process considerably less daunting. Answered questions quickly and with clear, informative responses.
Reply from Carrie Fincham
September 24th, 2025 12:37 AM
It's great to hear that the communication and explanations were helpful for you as a first-time home buyer, Blake. I understand how overwhelming the process can be, and I'm pleased that I could make it easier for you by providing prompt and...
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Professional service in a timely manner. Wonderful to work with!
Reply from Carrie Fincham
August 14th, 2025 01:32 PM
Thank you, Trish, for the opportunity to serve you! I appreciate your taking the time to share your experience. Remember, I don't go away once your purchase your home - I am always here to help you, your friends and family in the future. Please...
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Easy, seamless process. Great communication!
Reply from Carrie Fincham
August 8th, 2025 02:02 PM
I'm so glad to hear that the process was easy and seamless for you, Ciera. Effective communication is something I prioritize, and it’s great to know it made a difference in your experience. Thank you for your feedback, and I'm here if you need...
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Everything was professional and efficient. Carrie had a wonderful personality and it shows that she loves what she does. I highly recommend.
Reply from Carrie Fincham
August 7th, 2025 07:59 PM
Thank you so much, Cori! I'm delighted to know that my passion for my work came through. Your recommendation means a lot to me, and I'm pleased that you found the process professional and efficient. It was a pleasure working with you, and I'm...
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Carrie was amazing, delivering when needed to make an offer and throughout the entire process!
Reply from Carrie Fincham
June 17th, 2025 06:14 PM
Thank you so much, Danny, for your review! I'm so excited we were able to close in less than 3 weeks, even with a price change, and get you a lower than anticipated rate and cash to close. Enjoy your new home!
Carrie Fincham at Waterstone Mortgage is absolutely top-notch! I highly recommend her to all my real estate clients—she’s knowledgeable, responsive, and truly goes the extra mile. I’ve personally trusted her with several of my own home purchases...
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Reply from Carrie Fincham
June 9th, 2025 10:10 PM
I am thrilled to hear about your positive experiences, Brian. Your trust and recommendation mean a lot to me. It has been a pleasure assisting you with your home purchases, and I look forward to continuing to support you and your clients in...
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Thank you Carrie! You made something that I had been afraid of doing, so easy! Thank you for your kindness, support and for being so knowledgeable about everything you do! You have been a pleasure to work with! Thank you! Chas
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Reply from Carrie Fincham
June 7th, 2025 05:42 AM
I'm thrilled to hear that I could make the process easier for you and that you felt supported and well-informed. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing Waterstone Mortgage!
Everyone at water stone was Such a great help and did such a great job through every process for me. It was great knowing I had someone to always reach out for help and answers to any questions or problems I had throughout everything.
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Reply from Carrie Fincham
May 9th, 2025 12:32 PM
I'm thrilled to hear that you had such a positive experience with us at Waterstone Mortgage. It was a pleasure assisting you throughout the process, and I'm glad we could provide the support and answers you needed. Thank you for the kind words....
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About
Carrie Fincham is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, she tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Carrie leverages cutting-edge technology to streamline the loan process. From application to closing, she prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Carrie will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
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Memberships
- FAAR
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1230368
Awards
Hobbies
- Gardening, Swimming, Boating, Family Time
Disclaimer
Maryland Mortgage Lender License #186434.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523.Arizona Mortgage Banker Branch License #1049951.Licensed by the New Hampshire banking department. New Hampshire Mortgage Banker Licensee #27057-MB-BCH.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523.New Mexico Mortgage Loan Company Branch License. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions