

Carol Fritz
Senior Mortgage Loan Originator | NMLS# 580828

Carol Swartz Fritz has been in the mortgage industry since 1993. She is one of the top loan officers in the Central Illinois area and is able to offer many mortgage options in several states. Although Carol can do all types of mortgage loa... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Carol doesn't waste a lot of time with the "nonsense" that goes along with refinancing. I appreciate that about her very much! She also quickly adapted to the changes with COVID 19 threw at her and didn't miss a beat.
Carp did a great job helping us refinance our Townhouse in Gilbert, AZ
Carol is very professional, knows the mortgage business and kept me calm, but there was absolutely nothing to worry about.
Everything! She literally had to talk me out of giving up on trying to buy a house, now I have my dream home and see so many potential things I want to do and get done and it’s going to be great! She’s An amazing person as well as a great lender!!...
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This was my second time working with Carol. She has treated me like a friend, not an account number. She made sure I received the best rates and that I understood each step of the process. Carol was an absolute joy to work with!
Carol is an experienced professional who has managed me and my family’s needs for over a decade! She always knows how to get through the process without anxiety or worry! I appreciate all you do for me Carol!!
This is the second time I have used Carol and both times have been excellent. Anytime I had a question she was available and kept my best interest during the entire process. I got a great rate and was extremely happy with the no stress process...
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Carol contacted me with information on lower interest rates. Of course, I was interested! She helped me through every step and when a last-minute obstacle reared up, she managed to resolve it in an amazingly short amount of time. Throughout...
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Professional, Knowledgeable, Efficient, Friendly
Carol is professional, knowledgeable, friendly and fun. She makes the entire process easy and convenient.
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About
Carol Swartz Fritz has been in the mortgage industry since 1993. She is one of the top loan officers in the Central Illinois area and is able to offer many mortgage options in several states. Although Carol can do all types of mortgage loans, she specializes in first-time homebuyer programs.
Over the years, Carol has won numerous awards for being a top producing loan officer, including President's Club, President's Council, and Chairman's Circle. For several years, Mortgage Originator magazine also awarded her a spot in the Top 200 FHA/VA loan officers in the nation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Positions
- First State Mortgage - Senior Loan Officer NMLS 580828Nov 1st, 2013 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 580828