Carlos Ramos
Loan Originator | NMLS # 2215949
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations...... Show More
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Reviews from Web
I felt informed and supported throughout the entire process. Thank you to Carlos and his team!
Reply from Carlos Ramos
June 18th, 2026 04:09 PM
I'm grateful to know that you felt informed and supported throughout the process, Simon. Thank you for acknowledging my team and me. If there's anything else we can assist you with, please feel free to reach out.
The process was clear and smooth. Carlos was very helpful and will use in the future
Reply from Carlos Ramos
June 1st, 2026 08:02 PM
I'm pleased to hear that you found the process clear and smooth, Orion. Your feedback means a lot, and I'm glad I could be of help. I look forward to assisting you again in the future.
Carols was fantastic throughout the entire process. Extremely knowledgeable, friendly and always quick to respond if we had any questions. Highly recommend Carlos and the team at Envoy!
Reply from Carlos Ramos
March 12th, 2026 02:54 PM
Thank you for sharing your experience, Thomas. I'm glad to hear that you found my support helpful throughout the process. It's important to me to be responsive and knowledgeable for my clients. Your recommendation is appreciated, and if you...
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I’m so happy I met Carlos Ramos. If it weren’t for him, I wouldn’t be in my new home today. I truly believed I would never be able to purchase a home, but Carlos made it all possible. He was knowledgeable, supportive, and guided me through...
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Reply from Carlos Ramos
March 10th, 2026 04:54 PM
Hearing about your new home brings a smile, Victoria. It was my pleasure to guide you through the process and to make this experience smoother for you. I'm glad to know that you're satisfied with my support, and your recommendation is greatly...
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It's was great
Reply from Carlos Ramos
March 10th, 2026 03:23 PM
I appreciate your feedback, Joshua. If there's anything more you'd like to share about your experience or if you have any questions in the future, please feel free to get in touch. Thank you!
I’m so happy I met Carlos Ramos. If it weren’t for him, I wouldn’t be in my new home today. I truly believed I would never be able to purchase a home, but Carlos made it all possible. He was knowledgeable, supportive, and guided me through...
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Reply from Carlos Ramos
March 6th, 2026 06:53 PM
It's great to hear that you're enjoying your new home, Victoria. I'm glad I could assist and support you in making this dream a reality. Your recommendation means a lot, and if your friends or family ever need help with their home-buying journey,...
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If it wasnt for CARLOS i would have never got the loan. And i cant thank him enuf.The first loan place i went too droped the ball and on the move in date i was denied the loan.i also want to thank my relator LEONARDO GARCIA from coldwell bankers..if...
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Reply from Carlos Ramos
February 17th, 2026 03:21 PM
I genuinely appreciate your thoughtful words, Juan. It was a pleasure assisting you in securing the loan, and I'm glad Leonardo was there to connect us. Teamwork indeed can achieve great things, and I'm grateful to have been a part of your...
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Carlos was fast and easy to communicate with. This was the smoothest refinancing process I could have imagined.
Reply from Carlos Ramos
January 20th, 2026 06:43 PM
I'm glad to know that the refinancing process was smooth and communication was easy for you, Vanessa. Making things efficient and clear is always my goal. If you ever need more assistance or have further questions, feel free to reach out. Thank...
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Everything was so easy and simple
Reply from Carlos Ramos
December 22nd, 2025 07:05 PM
It's good to hear that the experience was easy and simple for you, Will. If there's anything else I can assist with or any further questions you have, don't hesitate to reach out. I appreciate your feedback!
Carlos provided outstanding service from start to finish. His communication was consistent and clear, and he always took the time to explain every detail so that I fully understood my options. He made the loan process straightforward and stress-free....
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Reply from Carlos Ramos
December 17th, 2025 03:00 PM
I'm pleased to hear that you found my service beneficial, Christian. Clear communication and ensuring you understand all your options are priorities of mine throughout the loan process. If you have any more questions or need assistance going...
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
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- NMLS # 2215949
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(877) 232-2461 or (713) 977-8005
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