

Caleb LeGrand
Branch Manager


Bob Jones University
When you choose the CL Team, you're choosing a partner, not just a lender. Our team is committed to ensuring your mortgage process is as smooth and stress-free as possible. We go the extra mile in providing personalized services, understand... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
this was my first time purchasing a home and Caleb did a great job of walking me through the entire process. Where with other lenders I had to “beat around the bush” to get the best rate they could offer, Caleb was upfront with everything and...
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Reply from Owner
June 30th, 2026 12:15 PM
Appreciate the kind words Levi - we value honesty and transparency here and grateful you allowed us to help you with your first home purchase!
this was my first time purchasing a home and Caleb did a great job of walking me through the entire process. Caleb was upfront with everything and was very helpful. I would highly recommend him.
Reply from Caleb LeGrand
July 20th, 2026 01:31 PM
Levi, thank you for the kind words! First-time home buying comes with plenty of questions, and sometimes a few moments of "Wait... what does that mean?" We're so glad Caleb was able to make the process clear, straightforward, and stress-free....
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Availablity to answer question. Understanding, patient, informative, personable
Reply from Caleb LeGrand
July 20th, 2026 01:29 PM
Jan, thank you for the 5-star review! We like to think of ourselves as part mortgage team, part question-answering service. 😊 We're so happy you found us available, patient, and informative throughout the process. Thank you for your trust,...
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Great bank, they made the whole process easy to understand I cannot recommend them enough. Great rates great communication and team. It’s a pleasure doing business with them
Reply from Owner
June 29th, 2026 09:32 PM
Thank you for letting us help Levi and for the kind words and hope you can enjoy your new home!
love Luminate , they made the whole process so easy and kept in contact every step of the way cannot recommend Caleb LeGrand and his team enough. Thank you so much!
Reply from Caleb LeGrand
July 20th, 2026 01:27 PM
Levi, thank you for the awesome review! We like to think of ourselves as mortgage guides, part loan team, part GPS, making sure nobody gets lost along the way. 😊 We're thrilled we made the process easy and kept you informed every step of the...
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Caleb and his team were absolutely amazing throughout my home-buying process. They made everything simple and stress-free, kept me well informed every step of the way, and always communicated promptly and clearly. Their professionalism, knowledge,...
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Reply from Caleb LeGrand
July 20th, 2026 01:25 PM
Michelle, thank you so much for the kind words! Buying a home can sometimes feel like assembling furniture with no instructions, but we're thrilled we could help make the process simple and stress-free. It was a pleasure working with you, and...
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Caleb and his team are great! They make the process very easy and explain all the steps along the way. I definitely recommend Caleb!
Reply from Caleb LeGrand
June 26th, 2026 01:49 PM
Thank you for the kind words and glad you had a smooth experience. We work hard to keep things simple and make sure you always know what’s coming next. We really appreciate the recommendation!
The group was super professional in the early stages to help me in my deci to build and in determining how the sale of my house affected taxes etcthey communicated regularly and allow me to meet my goals for my golden years
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Reply from Caleb LeGrand
June 25th, 2026 01:23 PM
Thank you so much for your kind words. We're thrilled that our team's communication and support helped you navigate the process and meet your goals. Wishing you all the best in your next chapter.
Caleb LeGrand has received a review with 5 star rating from Lupe R
Reply from Owner
June 12th, 2026 07:45 PM
Thank you for the 5 star review, Lupe. It was a pleasure working with you and looking forward to helping you and your clients in the future.
Very grate communication among the whole team.
We love that they set deadlines to keep the file on track.
Reply from Caleb LeGrand
June 26th, 2026 01:50 PM
Thank you! We really appreciate that. Clear communication and keeping files on schedule are big priorities for us, so it means a lot to hear that stood out. We love working with partners like you and look forward to many more smooth closings...
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About
When you choose the CL Team, you're choosing a partner, not just a lender. Our team is committed to ensuring your mortgage process is as smooth and stress-free as possible. We go the extra mile in providing personalized services, understanding your individual needs, and devising a mortgage plan that aligns with your financial goals.
Experience the CL Team Difference – a rare blend of professional expertise and genuine care for your homeownership dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA Loans
VA Loans
Purchase Loans
Refinance Loans
Conventional Loans
Jumbo Loans
Home Equity Loans
Investment Loans
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Education
- Bob Jones UniversityAccountingBachelor of Science (BS)

Memberships
- NMLS
- Loan Atlas
- Mortgage Bankers Association
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Addresses and Serving Areas
Primary Serving Area
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #259691
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Awards
Best Mortgage Lend...
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- Loans
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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