Brian Havlin
Branch Manager
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Brian is amazing and very responsive. He made the process very smooth for us on several occasions. I highly recommend Brian and his team.
Reply from Brian Havlin - NMLS 136897
March 28th, 2019 02:58 PM
Thank you for this recommendation, Jennifer. I look forward to working with you on your future homebuying or refinancing needs. Thanks again!
My wife and I had no clue what to expect on our journey to buying a home. Once we met Brian and Waterstone mortgage He made our experience so easy, he helped us so much. Answered every question we had, walked us through step-by-step. Couldn't...
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Reply from Owner
October 23rd, 2018 12:00 AM
David, thank you for the review. Having an experienced and professional loan originator,to guide you through the homebuying process, is key to getting into your dream home. We are so glad that Brian made your first homebuying experience a great...
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A big thank you to Brian, Rich, and Kim at waterstone mortgage. They were great to work with on getting a home loan. We went to a major lender and they made it so hard to get to the point of closing that we were seriously very agitated and...
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Reply from Owner
October 10th, 2018 12:00 AM
Thank you so much for the review, Cedric. We are so glad Brian, Rich and Kim were able to get you into the house you wanted. Providing our customers with clear and consistent communication, during the loan process is what makes the process...
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Thank you Brain for all of your help , you and your team were awesome to work with!!! Brian is very helpful answered all my questions was very easy to talk to , and always available and he explained things very well . Thank you very much for...
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Reply from Owner
August 31st, 2018 12:00 AM
Thank you for the review! Having a knowledgeable, accessible and attentive loan originator is needed throughout the mortgage loan process, especially when you're a first-time homebuyer. We're happy to hear Brian and his team made your first...
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During my whole process which is stresfull Brian was so helpful! He answered me while he was on vacation! His staff was super helpful also ! As a first time home buyer they made me feel at ease!
Reply from Owner
August 14th, 2018 12:00 AM
Thank you for the review, Roxanne. Having a dedicated loan originator at your side, to help you feel at ease during your first homebuying experience is great, especially one who answers calls on vacation! Congratulations on your new home!
Brian Havlin and his team did a fantastic job getting us approved and closed in record time. Brian made himself available to us day and night and was a wealth of information which made our buying experience much easier. I highly recommend Brian...
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Reply from Owner
August 6th, 2018 12:00 AM
Thank you for the review, Craig. Closing on time and with lower closing costs than expected is excellent! Having a loan originator who is readily available to answer questions, day or night, makes the loan process that much easier. We're glad...
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Brian and the team at Waterstone have been a pleasure to work with from the first contact. Having purchased numerous properties in the last 20 years - I wish I had worked with Brian and his team in the past - The entire experience was Fast...
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Reply from Owner
June 20th, 2018 12:00 AM
Thank you for the review. We hope you choose to work with Brain and his team again in the future, should you have any homebuying or refinancing needs. Enjoy your new home.
Brian and his staff were amazing!! They worked very hard and put a lot of energy into getting our loan approved. They were laid back and more than helpful.
Reply from Owner
June 15th, 2018 12:00 AM
Having a hardworking team by your side during the loan process, makes everything go smoothly. We're glad Brian and his team were able to help you through the process of becoming a first-time homebuyer. Congratulations on your new home.
waterstone made the whole process simple and worry free. they are awsome a+++. they did all the hard work. i would recommend them anytime i need a mortgage
Reply from Owner
June 8th, 2018 12:00 AM
Thank you for the 5-star review. We're glad that Brian was able to make your loan process simple and worry free. Enjoy your new home.
From the absolute beginning of our home buying experience Brian and his whole team were nothing less than professional, they were always there to answer questions, and they gave us a sense of importance when it came to getting any and all issues...
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Reply from Owner
May 9th, 2018 12:00 AM
Thank you for the glowing review! Making the loan process efficient and enjoyable for customers is our highest priority, and it sounds like Brian and his team certainly delivered.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
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Every type of mortgage
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Positions
- Luminate Bank - Branch ManagerMay 7th, 2025 - Current
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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