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Brandi Martin
Senior Mortgage Banker | NMLS# 490113

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
it was quick and easy to get done!
Reply from Brandi Martin
May 11th, 2026 03:33 PM
I'm pleased to hear that the process was quick and easy for you, Austin. Thank you for sharing your experience!
I had a call with Brandi and it was a stressful moment . She was pressuring me, on sellers behalf, and she represents me, not them. i did not get closing instructions from her (final amount and instructions to bring cashiers check or wire)...
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Reply from Brandi Martin
May 11th, 2026 03:36 PM
Deanna, I’m sorry to hear about your experience and the stress it caused. It's important to me that you feel supported and respected throughout the process, and I apologize for any miscommunication on my part. I also know the timing of me being...
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Kaitlyn helped us with all our wild questions and broke everything down to make it easily understandable for first time home buyers. while the process was stressful, we had some great help!
Reply from Brandi Martin
April 28th, 2026 04:31 PM
I'm pleased to hear that Kaitlyn was able to assist you with your questions and make the process more understandable for you as first-time homebuyers, Zoe. It's important to have supportive help during such a significant journey, and I'm grateful...
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Highly recommend their services. Brandy and Kaitlyn truly experts. they know exactly what they're doing and how to do it. If there's issues, they help find solution rather than letting you struggle. Seriously, could not recommend them enough,...
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Reply from Owner
April 28th, 2026 04:32 PM
Thank you, Chad, for your kind words. I'm happy to hear that you found Kaitlyn and me to be helpful and solution-oriented throughout the process. Your recommendation means a lot, and we're always here to assist whenever needed.
Very friendly and professional ☺️
Reply from Owner
April 28th, 2026 04:32 PM
Nicole, I'm grateful for your kind words. I'm happy to know you found the experience both friendly and professional. If there's anything else you need, please don't hesitate to reach out.
Very friendly and professional ☺️
Reply from Brandi Martin
April 21st, 2026 12:44 AM
Nicole, thank you for your kind words. I'm happy to hear you found the service friendly and professional. If there's anything more I can assist you with, please let me know.
Brand and Katelyn were fantastic to work with. The process was easy and quick. But I most appreciated the fast response to all my questions. Excellent customer service.
Reply from Brandi Martin
April 21st, 2026 12:45 AM
Sarah, I appreciate your kind words about working with Kaitlyn and me. I'm glad to hear that you found the process easy and quick, and that our prompt responses were helpful. Providing excellent customer service is always my priority.
Brandi was recommended by family friend which we had previously tried a separate mortgage company who had already locked us in and did a credit run before our consent. Brandi made sure that we were getting the best possible rate and explaining...
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Reply from Owner
April 21st, 2026 12:46 AM
I'm thankful, Tad, for your review and for choosing to work with me at Flat Branch Home Loans. It's good to hear that I could help you secure the best possible rate and provide clear explanations throughout the process. If you have any more...
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Brandi was recommended by family friend which we had previously tried a separate mortgage company who had already locked us in and did a credit run before our consent. Brandi made sure that we were getting the best possible rate and explaining...
read more
Reply from Brandi Martin
April 21st, 2026 12:47 AM
I'm thankful, Timothy, that you chose to work with me after your initial experience. It's important to me that you're informed and comfortable with each step of the process. If you have any more questions or need further assistance, I'm here...
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Brandi did a Great Job with my Client!!! Thanks a Bunch!!
Reply from Brandi Martin
April 21st, 2026 12:48 AM
I'm grateful for your kind words, Dan. I'm happy to hear that I could do a good job for your client. If you need any further assistance, please feel free to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
VA
USDA
FHA
We offer several products, VA, FHA, USDA, MHDC, Flex Funds, VLIP, rehab loans, Construction loans.
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Positions
- Flat Branch Home Loans - Senior Mortgage Banker
Memberships
- BDAR, BNI, Chamber of Commerce
- BDAR
- BNI
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 490113
Gallery

Achievements
- Affiliate of the Year BDAR
- Small Business of the Year Lake Area Chamber of Commerce
Hobbies
- Golfing, boating, bowling and hanging out with friends and family!
- Reading
- Boating, Flower Gardening, Bowling, golfing and hanging out with my grown kiddos.
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Disclaimer
NMLS# 224149