

Brad Fowler at NFM Lending
Branch Manager | NMLS# 455859

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Go with someone else. The closing estimates we were given were significantly lower than what we ended up paying. The promise to "knock-off" some of there fees was not honored. If we hadn't saved extra money, we wouldn't have had enough to get...
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Brad and Brendan were so helpful during this whole process! As first time Maryland homebuyers, we had a lot of questions, and they were so informative and communicative every step of the way! We thank you both for all of your help and will...
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Everyone was great and did their job!
Brad and Brendan prepared us in ways that I didn't even know I needed! We started off with a meeting that outlined our needs and our budget, then they provided us with very detailed cost estimates so that we were never surprised throughout...
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Brad was excellent to work with when it came to obtaining my first home loan. Meeting the team in person really helped set my expectations on the process and my budget. I really liked how available they were to answer questions and to offer...
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Fantastic communication, always answered questions, wonderful experience for a first time buyer/borrower.
Helped me understand the process every step of the way, very thorough and allowed for a seamless purchase.
They are easy to talk to and will help you understand the process. NFM will also go out of their way to help with anything.
Communications was great. Speed of response was excellent. However, the estimated closing costs were significantly less than the actual costs at closing. Also, the 1k they claimed they could "knock off" our closing costs was never honored.
They provided an exceptional service. They would often respond within an hour, rather than days later, and would explain every detail of any questions I had in great detail. They never made me feel foolish for not knowing something. These gentlemen...
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 455859
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.