Billy Winfree

Fast, easy quote that had better rates and half the closing costs of other quotes I received. And the closing costs ended up coming in under what was quoted. Most of the communication and things to sign were done online making it very convenient....

I experienced immediate feedback and communication. The team worked quickly and effectively.

The process was pretty smooth, all things considered. I am glad to have worked with Billy. I would recommend his team to other people applying for a mortgage.

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Our second mortgage loan handled by Billy and his team. Great on line capabilites of F&M Bank help to expedite the process. All of our expectations were met and our loan processes in a timely manner.

Billy was easy to work with and found us a perfect loan for our house. I appreciate his work and the fact that he was so quick to communicate. His team was quick to respond to questions and they also ensured we had everything we needed.

Billy was easy to work with and found us a perfect loan for our house. I appreciate his work and the fact that he was so quick to communicate.

Billy, Lauren, and Amber were absolutely amazing! From my initial application, we knew that it would be tough for me to qualify based on my current situation and were patient and gave advice. I decided to come back in a few months once I had...

We have used Billy several times and will continue to use Billy in the future. His entire team works incredibly hard to insure that things move along smoothly.

Billy and his team could not have been better to work with. They were friendly, professional and thorough throughout the process. This has been the best experience I've had buying a house. I've already recommended Billy to several friends and...