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Bill Bray III

Name: Embrace Home Loans
Telephone: +1-401-559-3044
Rating: 4.88

Senior Loan Officer | NMLS 659198

4.88

(141)

Mortgage

Mortgage Loan Officer

Contact Info

(401) 559-3044

Rockville, MD

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.88

(141)

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4.88

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Once I put my information out in online that I was looking to refinance my mortgage to get a lower rate I started to get a whole bunch of calls from different sales centers telling me they were the best and the could get me the best rate. Bill...

Reply from Bill Bray

March 26th, 2025 01:07 PM

I'm thrilled to hear that I could provide the straightforward and effective service you were looking for in your refinancing process. It was a pleasure assisting you in securing a lower rate, and I'm glad I could answer all your questions clearly....

Bill was extremely professional and efficient!

Reply from Bill Bray

March 8th, 2025 02:09 PM

Hi Lisa, Thank you so much for your kind words! It was a pleasure working with you on your home purchase. I'm thrilled to hear that you found the process professional and efficient. If you have any more questions or need further assistance...

This is the second time that Bill has helped me with loan. He knows what he is doing, very friendly and polite, totally commited, reliable, responsible, responds to emails and phone calls quickly, keep sending reminders about what you need...

Reply from Bill Bray

February 11th, 2025 11:47 PM

Branka, thanks so much for the kind words and for choosing Embrace Home Loans again! It was a real pleasure working with you on your second loan. I appreciate you highlighting my commitment to the process and responsiveness. Helping clients...

It took us over a year to find a home. Over that whole period, Bill was a true partner. He guided us through the process, made everything smooth and easy. He provided excellent advice along the way, was highly responsive, a great advocate,...

Reply from Bill Bray III

January 15th, 2025 01:56 PM

Hi Julie, Thank you so much for this glowing review! I hope you enjoy your new home and I will be in touch on the refinance in a few months. Until then all the best.

Bill was informative, accessible, and easy to work with.

Reply from Bill Bray

January 15th, 2025 01:57 PM

Thanks Colin! Really appreciate your review. I will be in touch in a few months. Until then all the best -Bill

Bill is extraordinary. We had such a good experience with him in 2013 that we made sure to reach out again this time around. His responsiveness, encouragement, and strategic insights were essential to the process. His ability to negotiate a...

Reply from Bill Bray

January 15th, 2025 02:00 PM

Hey Aaron, Thank you so much for this glowing review! I hope you enjoy your new home and I will be in touch on the refinance in a few months. Until then all the best. -Bill

Fantastic experience again this was our refinance with Bill and he did an excellent job job as always making it a very smooth and enjoyable experience

Reply from Bill Bray III

January 4th, 2025 04:03 PM

Moinak, I'm truly grateful for your kind words and the 5-star review. I'm glad to hear that your experience refinancing with Embrace Home Loans was smooth and enjoyable. As always, it's a pleasure working with you. Feel free to reach out any...

Bill is hands down the best mortgage consultant we've ever worked with - he always looks out for us like family. We have never worked with a mortgage consultant this conscientious, hard-working, and efficient. He takes great care of of his...

Reply from Bill Bray III

January 4th, 2025 03:18 PM

I'm incredibly humbled by your feedback, Sujata. It's always been my priority to look out for my clients as if they were family. Your kind words validate the hard work and dedication I put into ensuring a smooth and efficient loan process at...

Bill Bray was extremely responsive and knowledgeanle! Highly recommend using him !

Reply from Bill Bray III

January 2nd, 2025 02:49 PM

I'm thrilled to hear such positive feedback, Salley! It was a pleasure assisting you with your home purchase and I'm glad that my responsiveness and knowledge contributed to your great experience. I truly appreciate your high rating and recommendation....

i would wholeheartedly recommend Bill to anyone. He's able to make a complicated process seem easy and his professional shows. our closing attorney made a point to tell me how good Bill was to work with as well. If that's not a strong recommendation,...

Reply from Bill Bray III

January 2nd, 2025 02:45 PM

Brian, thank you so much for taking the time to leave this excellent review. I really appreciate your business and helping you make your home purchase as simple and straightforward as possible was my pleasure. Your kind words about my professionalism...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

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Positions

Embrace Home Loans - Senior Loan Officer
Sep 27th, 2021 - Current

Addresses and Serving Areas

Other Serving Areas

Rockville, MD

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 659198

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