Bernie Carrillo's Cover Image
Bernie Carrillo - Sr Mortgage Broker in Irvine, CA

Bernie Carrillo

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Sr Mortgage Broker

Lumin Lending
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With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Mortgage
Mortgage Loan Officer
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Contact Info
(949) 541-7323
Irvine, CA
https://luminlending.com/
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Zillow
    J
    Joeyaragon14
    Posted on July 26th, 2023 02:22 AM
    I’ve had two transactions with West Capital Lending and both experiences have been top notch. Bernie Carrillo has lead both transactions and does a phenomenal job throughout the process from beginning to end. He is always focused on the customer’s...
    read more
    Reply from Bernie Carrillo
    October 1st, 2026 08:53 PM
    Hi Joey! Thank you for sharing your experience with the online world. No matter how tough things may seem at times we can always look for the right answer or partner to help us achieve the ultimate goal. I am very thankful for being part of...
    read more
  • Zillow
    J
    Joeyaragon14
    Rancho Cucamonga, CA
    Posted on July 25th, 2023 12:00 AM
    I’ve had two transactions with West Capital Lending and both experiences have been top notch. Bernie Carrillo has lead both transactions and does a phenomenal job throughout the process from beginning to end. He is always focused on the customer’s...
    read more
    Reply from Bernie Carrillo
    April 10th, 2024 12:00 AM
    Hi Joey! Thank you for sharing your experience with the online world. No matter how tough things may seem at times we can always look for the right answer or partner to help us achieve the ultimate goal. I am very thankful for being part of...
    read more
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    Carter C
    Posted on May 9th, 2022 06:58 AM
    I would highly recommend this establishment. I may not be black but they still let me in and welcomed me into their family with open arms!!!
    Reply from Bernie Carrillo
    August 19th, 2026 02:27 AM
    Thank you, Carter! We truly appreciate the recommendation and are glad you felt welcomed and treated like family. Creating a positive experience where everyone feels valued and taken care of is always important to us. Thank you for taking the...
    read more
  • LendingPad
    G
    Guadalupe S
    Anaheim, CA
    Posted on September 13th, 2021 09:45 PM
    Very pleasant experience, professional, helpful, best rates, and awesome customer support. Would definitely do business again with Bernie and team. I would strongly recommend to family and friends.
  • LendingPad
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    Osbaldo H
    Modesto, CA
    Posted on September 12th, 2021 11:40 PM
    . Really friendly people
  • LendingPad
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    Michael L
    Morro Bay, CA
    Posted on September 11th, 2021 12:01 AM
    the people I had the pleasure to work with on this loan process were great and helped out with everything to make the process as painless as possible With kind regards, Mike Loving.............................
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    Joey A
    Posted on April 23rd, 2020 11:03 PM
    Bernardo, Gladys and the BBC group was extremely helpful in guiding me through the refinance process. They were very informative and transparent and shared market information very quickly with me. They are experts in the subject matter, but...
    read more
    Reply from Bernie Carrillo
    August 19th, 2026 02:29 AM
    Thank you, Joey! We truly appreciate your thoughtful review and are glad to hear that Bernardo, Gladys, and the BBC Group were able to guide you through your refinance process with clarity and transparency. We’re especially happy that the information...
    read more
  • Zillow
    M
    Mynorgarcia50
    Posted on February 28th, 2020 09:28 PM
    Bernardo and his team were very straight to the point and professional. We were debating between two lenders and Bernardo just stood out with his kindness and professionalism. I would definitely recommend him to anyone out there lookkng for...
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    Mohamad E
    Posted on December 4th, 2019 11:18 AM
    Grateful for an amazing service. I have purchased six properties and refinanced three; by far my experience with refinancing this time with BBC group under Bernardo Carrillo has been the most pleasant, professional, reliable, and successful...
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    Emmanuel P
    Posted on November 13th, 2019 01:28 AM
    I am so grateful for his help. He was there for every question, worry, long phone call and inquiry about a house that I had. I highly recommend Bernardo. Thank you soo much for everything, if I ever buy another house I’ll make sure to call...
    read more
    Reply from Bernie Carrillo
    August 19th, 2026 02:30 AM
    Thank you so much, Emmanuel! I truly appreciate you taking the time to share this. Buying a home comes with a lot of questions and important decisions, and I’m grateful I had the opportunity to be there for you throughout the process. Your...
    read more
    • 31–40 of 52
    About
    With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1010784