Ben White
Sr. Mortgage Broker
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
It was a great experience working with Ben White and his team. Thank you so much for taking the time to answer my questions and having the availability to be reached. Thank you also do Sarabeth for her supporting assistance. Appreciate all...
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My spouse and I recently purchased our first home, and we couldn’t be more grateful to have had Ben White help guide us through the mortgage process.From our very first conversation, Ben was incredibly helpful, responsive, and patient. We really...
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Reply from Ben White
September 30th, 2026 05:34 PM
Eduardo, I'm so glad to hear that you and your spouse felt supported and informed throughout your home-buying journey. It was my pleasure to guide you through the mortgage process and ensure you understood all aspects, especially as first-time...
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Because you great
Reply from Ben White
September 28th, 2026 03:34 PM
Mohammad, I appreciate your kind words. I'm glad you had a positive experience with me and the team at Lumin Lending.
They changed the terms of the loan (closing costs) on the closing documents, we only knew about these changes hours before having the notary coming for the signing, and not because someone warned us but we realized as we read through the doc....
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Reply from Ben White
September 16th, 2026 06:20 PM
Ana, I'm truly sorry to hear about your experience with the loan closing process and the issues with the communication regarding the changes. I apologize for any confusion and stress this has caused you. Your feedback is important, and I assure...
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There needs to be more communication between the parties on the lending side. I woulg send info and then I would have to find the info again and send it to someone else. The problem with the tax returns not being signed, I e-file and I believe...
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Reply from Ben White
September 10th, 2026 06:45 PM
William, I appreciate your feedback and am sorry to hear about the communication challenges you faced during the process. It sounds like the experience was frustrating, and I apologize for any inconvenience caused. If you have further details...
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Ben was a pleasure to work with! I was shopping around and Ben provided me with the best rate and service! Julie was great as well. I will definitely be a repeat customer when rates come down and I can refinance again.
Communications was perfect
Reply from Ben White
September 7th, 2026 08:09 PM
Victor, thank you for your feedback. I'm happy to hear that you found the communication perfect.
Ben was fantastic. Very knowledable and very responsive. Provided a lot of options and was made sure the underwriting process went smoothly.
Reply from Ben White
September 3rd, 2026 08:32 PM
Joel, I appreciate your feedback and am pleased to know you found me knowledgeable and responsive. I'm glad I could provide you with various options and ensure the underwriting process went smoothly. Thank you for your kind words!
The reason I chose is from the very first conversation with Ben to the last conversation he was very helpful and beyond nice this is our first home everything went smooth we will be in contact on future purchases thank you Ben for everything...
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Reply from Ben White
August 31st, 2026 01:33 PM
Johnathon, I appreciate your kind words and am glad to hear that your first home purchase went smoothly. It's wonderful to know you found our conversations helpful and pleasant. I look forward to assisting you with future purchases!
Since day one of working with Ben he has been amazing with communication and explaining every process. This is our first time buying a home and Ben took this process from very nerve wracking to a seamless process from beginning to end! We are...
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1113220