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Barrett Garner - Mortgage Consultant  | NMLS # 252352 in Soquel, CA

Barrett Garner

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Mortgage Consultant | NMLS # 252352

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Barrett Garner started in the mortgage industry in 2002. She enjoys building strong relationships with her clients, so they know they have a trusted professional to guide them through the mortgage process. She believes providing excellent s...... Show More
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Overall Ratings
4.97
(123)
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Reviews from Web
  • 5.0
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    M
    Melanie W
    Posted on May 7th, 2026 01:56 PM
    Barrett was amazing! She was very responsive and patient with me as a first time home buyer. I appreciated how she transparently broke down all the costs in a way that was easy to understand. We were even able to close ahead of schedule! Thanks...
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  • 4.83
    Encompass
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    Melanie W
    SCOTTS VALLEY, CA
    Posted on May 7th, 2026 01:31 PM
    Barrett helped me navigate through all the "firsts" of home buying and was very patient. I felt comfortable asking for her help.
  • 5.0
    Encompass
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    Jessica M
    FELTON, CA
    Posted on February 27th, 2026 04:01 PM
    Barrett was amazing to work with. She explained everything in a way that was easy to understand and made the entire process feel smooth and stress-free. She truly went above and beyond our expectations, and we felt supported every step of the...
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  • 5.0
    Encompass
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    Victor M
    SANTA CRUZ, CA
    Posted on November 25th, 2025 03:01 PM
    Great experience with loan, Barret was extremely communicative throughout the process
  • 5.0
    Encompass
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    Chad B L
    Aptos, CA
    Posted on November 16th, 2025 05:44 PM
    Barrett was always pleasant and patient throughout the process. She explained all of our options clearly and carefully. She was always available to answer our numerous questions, She responded promptly to our email communications. We felt tremendous...
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  • 5.0
    Encompass
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    Megan A
    Aptos, CA
    Posted on August 6th, 2025 05:15 PM
    Barrett is amazing!
  • 5.0
    RequestAReview
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    Athea M
    Aptos, California
    Posted on August 6th, 2025 04:38 PM
    Barrett was fantastic throughout the entire transaction, from pre-approval all the way to post-closing! I will definitely work with her again and refer her to anyone I can.
  • 5.0
    google
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    Candice E
    Posted on May 6th, 2025 04:48 PM
    100% recommend Barrett! She responded quickly to questions, shared with us from her expertise and stuck with us through the almost 2 years it took to buy our first home. The first time we pulled credit scores we found out that my husband didn't...
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  • 5.0
    Encompass
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    Candice L E
    Felton, CA
    Posted on May 6th, 2025 04:48 PM
    Barrett was amazing! She responded quickly to questions, shared with us from her expertise and stuck with us through the almost 2 years it took to buy our first home. The first time we pulled credit scores we found out that my husband didn't...
    read more
  • 5.0
    google
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    Turiya B
    Posted on May 6th, 2025 12:57 PM
    Barrett is knowledgeable and has great communication. My clients have always felt comfortable and well informed when working with Barrett. I highly recommend Barrett if you are looking to buy a home a refinance. Thank you, Barrett!
  • 10 of 123
    About
    Barrett Garner started in the mortgage industry in 2002. She enjoys building strong relationships with her clients, so they know they have a trusted professional to guide them through the mortgage process. She believes providing excellent service does not stop at the close of the loan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Loans
    Conventional, FHA, VA, or USDA mortgage loans and HELOCs
    Refinance and Purchase Loans
    Loan Pre-approval
    207
    /850
    Search Rank Score
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    Positions
    • Santa Cruz Lending - Loan Officer
      May 28th, 2020 - Current
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 252352
    Hobbies
    • Softball, Reading, Biking, Running, Camping
    Disclaimer
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