Ashley Garza, Loan Officer, NMLS # 1799019 - American Financial Network, Inc.'s Cover Image
Ashley Garza, Loan Officer, NMLS # 1799019 - American Financial Network, Inc. - Loan Officer | NMLS # 1799019 in Lahaina, HI

Ashley Garza, Loan Officer, NMLS # 1799019 - ...

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Loan Officer | NMLS # 1799019

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As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • Encompass
    S
    Samuel W R
    Bakersfield, CA
    Posted on December 19th, 2023 05:28 PM
    Time consuming resending paperwork; we have jobs as well and are not available 24 hours to respond at that specific moment. There must be better communication in advance of what is expected, where money will be wired if indeed, and allow time...
    read more
    Reply from Ashley Garza
    December 21st, 2023 05:29 PM
    Thank you for your feedback. Please feel free to connect with us to help us improve our services.
  • write_review_unverified
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    Samuel R
    Posted on December 19th, 2023 05:26 PM
    O own a few properties and have refinanced about 10 times. I do not know why this time most paperwork had to be verified twice. We were in compliance, but after turning in some required paperwork, we were asked to resign, to show additional...
    read more
    Reply from Ashley Garza
    December 19th, 2023 06:04 PM
    Thank you for taking the time to share your experience, Samuel. Apologies for any inconvenience caused by having to verify the paperwork multiple times. In this industry, sometimes additional verification is needed to comply with underwriting...
    read more
  • Encompass
    S
    Susan S
    Posey, CA
    Posted on December 6th, 2023 05:19 PM
    Thank you for being so wonderful and supportive during the entire experience. Thank you for all your help with getting the loan and for assisting us with all the paperwork. It's been a pleasure working with you!
    Reply from Ashley Garza
    December 8th, 2023 04:45 PM
    I'm truly delighted to hear such positive feedback, Susan! Ensuring a smooth and hassle-free loan process is part of our commitment at American Financial Network, Inc. I'm really glad to know that you felt supported throughout our cooperation....
    read more
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    Lilia S
    Victorville, CA
    Posted on October 4th, 2023 12:06 AM
    Loan officer has a lot of experience. Good job!
    Reply from Ashley Garza
    October 11th, 2023 10:33 AM
    We hope we'll have the opportunity to serve you again and deliver exceptional services.
  • Encompass
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    Erick D
    Hemet, CA
    Posted on August 2nd, 2023 06:00 PM
    Ashley was very knowledgeable and was always available to answer any questions we had. I would gladly recommend her to friends and family
    Reply from Ashley Garza
    August 5th, 2023 06:03 PM
    I enjoyed working with you. Thanks for the great feedback.
  • SFTP
    S
    Stephanie S
    Mountain View, HI
    Posted on November 25th, 2022 07:05 PM
    Ashley stayed in constant communication with us through this long process. She worked non stop to get us the best deal possible! I could not imagine going through this process without her guidance and knowledge.
  • SFTP
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    William E
    Bakersfield, CA
    Posted on November 9th, 2022 07:01 PM
    quick service. And flexible. Many things kept cahnging.
  • SFTP
    A
    Ademar S
    Bakersfield, CA
    Posted on November 9th, 2022 01:11 AM
    Friendly and knowledgeable agent who provided timely service.
  • SFTP
    S
    Sarah P
    Makawao, HI
    Posted on October 23rd, 2022 01:28 AM
    Available, profesional and hard worker
  • SFTP
    N
    Nukki H
    Makawao, HI
    Posted on October 14th, 2022 11:03 PM
    Ashley is amazing and went above and beyond on every level. I am looking forward to working with her again.
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    About
    As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1799019
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.