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Ari Gagne - Loan Officer | NMLS# 1387310 in Chico, CA

Ari Gagne

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Loan Officer | NMLS# 1387310

Company Logo
Independent Home Mortgage, owned by Ari Gagne Ph.D., is a client-focused mortgage company built on one simple mission: deliver the best possible loan experience from start to finish. With a commitment to providing access to a wide range of ... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 8 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Reviews From Previous Organization
    J
    John A
    Mendocino, CA
    Posted on October 4th, 2020 10:09 PM
    Ari and his team are right on top of everything. They are very clear what they need from you and when. I have refinanced twice with Ari and he has always improved my financial situation.
  • Reviews From Previous Organization
    J
    Jack M
    Willows, CA
    Posted on October 2nd, 2020 03:41 PM
    Creativity, Customer Service, Results.
  • Reviews From Previous Organization
    R
    Rita D
    Chico, CA
    Posted on October 2nd, 2020 03:09 PM
    Communication is huge to me! Ari let me know how the loan was going every step of the way!
  • Reviews From Previous Organization
    S
    Sara L
    Chico, CA
    Posted on October 2nd, 2020 02:40 PM
    Ari got me a really good interest rate. Thanks Ari!
  • Reviews From Previous Organization
    A
    Adam T
    Chico, CA
    Posted on October 1st, 2020 03:13 PM
    The process was easy and the communication was just right. Thanks to Ari's team, we closed on schedule.
  • Reviews From Previous Organization
    R
    Rebecca L
    Chico, CA
    Posted on September 30th, 2020 01:08 PM
    Excellent communication, professionalism, easy to complete online, personal attention about each step and overall smooth process
  • Reviews From Previous Organization
    J
    Jason T
    Chico, CA
    Posted on September 29th, 2020 03:27 PM
    Even during a pandemic and with half the county on fire, our re-fi was a smooth and painless process. Ari is an exceptional communicator--always available, super chill and helpful. We got the amount we wanted at a rate lower than we thought...
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  • Reviews From Previous Organization
    T
    Todd C
    Chico, CA
    Posted on September 29th, 2020 01:31 PM
    Very organized, efficient, and prompt.
  • Reviews From Previous Organization
    G
    Garrett H
    Chico, CA
    Posted on September 26th, 2020 08:42 PM
    Ari made the entire process fast and easy! We closed within two weeks! He was very knowledgeable and helped us get approved when other banks turned us down because the extra restrictions created from the coronavirus. We love our new home. They...
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  • Reviews From Previous Organization
    S
    Sybil E
    Paradise, CA
    Posted on September 25th, 2020 03:32 PM
    Timely communication and polite and kind interactions.
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    About
    Independent Home Mortgage, owned by Ari Gagne Ph.D., is a client-focused mortgage company built on one simple mission: deliver the best possible loan experience from start to finish. With a commitment to providing access to a wide range of lending options, the company is dedicated to securing the most competitive rates, minimizing costs, and delivering exceptional, personalized service. At Independent Home Loans, every client benefits from a tailored strategy—ensuring they receive not just a loan, but the right loan for their financial goals. Built on options and driven by savings, the company combines expertise, transparency, and efficiency to create a smarter, better mortgage experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Addresses and Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1387310