

Andrew Gallegos
Mortgage Broker


Metropolitan State University of Denver
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
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24 hours
Tues
24 hours
Wed
24 hours
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Reviews from Web
There are very few people that wow me in this industry. From start to finish, Andrew and Jen wowed my clients and myself with their professionalism. As an agent, I seek lenders who have the same wholesome work ethic and serving attitude. They...
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Reply from Andrew Gallegos
January 12th, 2026 04:00 PM
Thank you so much Hien! We love working with amazing agents like you!
Andrew helped my husband and I purchase our first home. From the very beginning Andrew was patient, kind, and extremely knowledgeable. He would record videos breaking down all of our options so my husband and I could discuss before having a...
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Reply from Andrew Gallegos
September 22nd, 2025 02:25 PM
Thank you so much Taylor! We are so grateful to have worked with you! Hope you are loving your new home!
Andrew was fantastic to work with! He was very communicative and prompt with responses to our questions. The entire process went smoothly and we felt like we always had updated information in a timely manner. I would highly recommend working...
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Reply from Andrew Gallegos
September 2nd, 2025 06:32 PM
Thank you so much for the nice review, Emily! It was so nice meeting you both at closing. Hope the move goes well and that you love your new home!
Andrew made the finance side of home buying an easy to understand process. He explained everything thoroughly, answered any and all questions I had, and was very responsive to calls and texts. I would (and will) recommend him in the future...
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Reply from Andrew Gallegos
September 2nd, 2025 06:32 PM
Thank you so much Brittney! Hope the new place is feeling like home!
We have worked with Andrew for years and will continue to use his services in the future. Andrew's professionalism, attention to detail, and exceptional communication made what could have been a stressful time way less stressful. We know when...
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Reply from Andrew Gallegos
September 2nd, 2025 06:32 PM
Thank you Nicole! You guys are one of my favorite families. Thank you for always trusting me!
Andrew spoke our finance language from the moment we met him by the way he shared his screen and broke down every dollar of estimated closing costs through an interactive spreadsheet. The entire mortgage process couldn't have gone any smoother...
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Reply from Andrew Gallegos
September 2nd, 2025 06:31 PM
Thank you so much for the kind review Nick! You and Katie were amazing to work with. Hope you are loving the new place!
Andrew was fantastic to work with to secure our mortgage and buy our first home! From the very first meeting, he was clear and showed all the numbers in a spreadsheet so we could understand exactly what our costs were and what options we had....
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Reply from Andrew Gallegos
August 22nd, 2025 06:06 PM
I wish all of my clients could be as on top of things as organized as you all were! It was a pleasure working with you and I hope you love your new home. Thank you so much for the review!
We have known Andrew for 12 years. We have bought 3 homes and worked with him to refinance as well. Andrew is the best!!
Reply from Andrew Gallegos
August 22nd, 2025 06:06 PM
Clients like you and your family are one of the best parts of my job! Thank you for always trusting me and I hope you are loving the new place!
My experience with Edge Home Finance was great! Andrew Gallegos went above and beyond. He not only helped us get pre-qualified for our loan, but also went extra lengths in answering a million questions, running several scenarios, and listening...
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Reply from Andrew Gallegos
August 21st, 2025 10:17 PM
Thank you so much Bob! Hope you all are loving your new home! You made my job easy with how prepared and knowledgeable you were throughout.
I was recently told to leave my rental sooner than expected and was already fed up with renting so I contacted my realtor. She referred me to Andrew and despite not having quite as much as I would have liked for the down payment, he helped...
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Reply from Andrew Gallegos
August 21st, 2025 10:16 PM
I'm so glad I was able to help you Steve! I hope you love your new home. I am grateful for clients like you.
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations.
Products & Services
Mortgage Broker
FHA Home Loan
Conventional Home Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
Purchase Loans for Primary, Investment, and Second Homes
Free Consultations
Refinance Loans for Primary, Investment, and Second Homes
Credit Repair Tips and Counseling
HELOCs and 2nd Mortgages
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Education
- Metropolitan State University of DenverHistoryBachelor of Arts (BA)Aug 2005 -May 2010

Positions
- Headed Home Lending - Mortgage BrokerNov 1st, 2024 - Current
- New American Funding - Branch ManagerJan 20th, 2018 - Nov 1st, 2024
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Memberships
- BNI
- NMLS
- Edge Home Finance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Mountain Standard Time (MST)
Licenses
- 817031
Awards
Top 1% Mortgage Or...
Achievements
- Top 1% Of Mortgage Loan Officers in the country year over year
- President's Council 2020 New American Funding
- 2013, 2014, 2015, 2016, 2017 Hallmark Hall of Fame for Outstanding Sales Performance
Hobbies
- Basketball
- Golf
- Family Time
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Disclaimer
Edge Home Finance is an Equal Housing Lender. All loans are subject to credit approval and underwriting guidelines. Terms, conditions, and interest rates are subject to change without notice. This is not a commitment to lend.
Edge Home Finance LLC | NMLS #891464 | 817031
Licensed in Colorado
Andrew Gallegos
https://edgehomefinance.com/team-member/andrew-gallegos/
andrew@headedhomelending.com
720-432-1308