

Andrew Fitzgerald
Executive Branch Manager
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Thanks Andrew, everything you promised you delivered. It was a great experience and smooth process. By the way I got the check thanks
Recently I found myself in a very large credit card debt. I contacted numerous lenders and was turned dow. Finally I contacted Andrew and found hin very helpful with solveingmy problrm. He talked me through all of the steps necessary to get...
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Generally, I wonder if reviews are legit but I can promise this is true. I needed a cash out refi as my daughter just chose to accept to attend one of the most expensive universities here in the USA. When I clicked the button on a generic website,...
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Thanks for your help Andrew, I will keep your contact info for referrals.
Robert C.
Reply from Andrew Fitzgerald
February 14th, 2026 10:09 PM
I appreciate your kind words, Forbert. I'm glad I could assist you, and it means a lot that you're considering sharing my contact information with others. If you ever need further assistance in the future, please don't hesitate to reach out....
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Helped us with a bank statement loan + reverse mortgage. Very quick to respond and always had time for any questions we had. Very knowledgeable about the real estate market and different loan packages that could help us.
Andrew is truly one in a thousand! Engaging him for our needs was a decision I’ll never regret. He goes above and beyond to ensure that you have all the confidence and knowledge and all you need to move forward. His commitment to clear communication...
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Reply from Owner
November 1st, 2024 12:00 AM
Thank you for letting us know about the support and constant communication provided by Andrew! We know the importance of being there to answer any questions or concerns to make our borrowers feel comfortable and happy with their process!
I can't thank Andrew enough for their outstanding help with my home loan. From start to finish, they made the entire process smooth and stress-free. They were always available to answer my questions, explained every detail clearly, and worked...
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Reply from Owner
October 28th, 2024 12:00 AM
Thank you for your incredible feedback! We're delighted to hear that Andrew provided you with outstanding support throughout your home loan process. His dedication to being available and ensuring you understood every detail truly makes a difference,...
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Andrew made my first time home purchasing a breeze. He was there every step, super knowledgeable and helpful. And made sure I instead told each part, which was definitely above and beyond. 10/10 would recommend!
Reply from Owner
October 21st, 2024 12:00 AM
It is wonderful to hear that Andrew provided the guidance and constant support needed for a first time home buyer! We want to be a constant source of information to our borrowers during this journey to home ownership!
Andrew quickly cleared up all of my questions regarding the mortgage process and made me feel confident in my decisions. I would recommend Andrew to anyone that is serious about buying a home. He answered the phone at all times of the day and...
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Reply from Owner
October 21st, 2024 12:00 AM
It is wonderful to hear that Andrew provided the guidance and constant support needed for a first time home buyer! We want to be a constant source of information to our borrowers during this journey to home ownership!
Andrew was very helpful and diligent in moving things forward and removing any obstacles/addressing concerns.We are very thankful and could not recommend more highly.
Reply from Owner
October 21st, 2024 12:00 AM
Our goal is to surpass your expectation of excellence in service! We are overjoyed to hear that Andrew provided support to you!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Hard Money, DSCR, Conventional, VA, FHA, Non-QM, Bank statement, No income Loans, No credit Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2716106
Disclaimer
Lumin Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580