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Amy Million, Ruoff Mortgage
VP Branch Manager | NMLS# 1102971 | Ruoff Mortgage...


Ball State University
With over a decade of experience in the mortgage industry, licensed in Indiana and Michigan, I specialize in assisting first-time homebuyers navigate the complexities of government loans. My expertise spans various products, including conve... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Amy went above and beyond working to get our loan to closing! She was quick to respond, thought outside the box to come up with solutions and had clear directions on what she needed from me to get us past the finish line. Amy has been wonderful...
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Reply from Amy Million, Ruoff Mortgage
August 7th, 2026 06:04 PM
thank you so much for the amazing review! i'm so glad I was able to help you purchase your new home. Borrowers who are on top of everything make my job easier too :) thank you for being amazing!
Best way to describe my experience would be I felt like she wasn't just doing her job Amy was invested in everything as a whole and I didn't feel like the next customer that was just coming and going. It made the road blocks easier to overcome...
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Reply from Owner
August 17th, 2026 03:05 PM
Cruz, I'm pleased to hear that you felt truly supported throughout your experience. It's nice to know that my efforts made the process smoother for you. If you ever need further assistance, feel free to reach out.
Amy was nothing short of amazing throughout the entire process. From start to finish she was helpful, friendly, responded in a timely manner, personable, and knowledgeable. If I were to do it all over again, I would choose her!! She has an...
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Reply from Amy Million, Ruoff Mortgage
August 6th, 2024 06:30 PM
You are so sweet and amazing! Thank you so much for the awesome review and congrats to you and Luke on your new home :)
Amy did an exceptional job! She went above and beyond keeping me informed and up to date on everything. Her communcation was awesome! I would recommend Amy at Ruoff to anyone who wants to make purchasing a home easy!
Amy is the best . She is very responsive, professional, and great to work with
Reply from Amy Million, Ruoff Mortgage
September 8th, 2026 12:38 PM
thank you so much for the amazing review! i'm so glad you asked me to help with your refinance :)
Amy Million, Ruoff Mortgage has received a review with 5 star rating from KM
Exceptional communication throughout the process!
Reply from Amy Million, Ruoff Mortgage
September 8th, 2026 12:40 PM
thank you so much for the great review! Communication is key is a smooth transaction. i am so thankful you guys allowed me the opportunity to help with your purchase!
Amy was incredibly helpful throughout the entire process from start to finish!! We were full of questions and she was very knowledgeable and helped to make this process smooth for us.
Reply from Amy Million, Ruoff Mortgage
September 8th, 2026 12:39 PM
thank you for the awesome review! i strive to make the process as easy as possible! hope you guys are enjoying your new home.
Amy did an amazing job keeping me on track to close. She always responded timely and was super easy to work with. 10/10 would def recommend Amy to my friends and family !!!
Reply from Amy Million, Ruoff Mortgage
August 11th, 2026 01:44 PM
thank you so much for the amazing review and allowing me the opportunity to help you purchase your new home! I hope you and the family get settled in quickly :)
she was so nice to work with again!!!
Reply from Amy Million, Ruoff Mortgage
August 7th, 2026 06:03 PM
I loved helping you guys again! congrats on your new home :)
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About
With over a decade of experience in the mortgage industry, licensed in Indiana and Michigan, I specialize in assisting first-time homebuyers navigate the complexities of government loans. My expertise spans various products, including conventional, FHA, USDA, VA, and down payment assistance loans. I am passionate about helping individuals achieve their homeownership dreams and providing personalized solutions to suit their needs.
Outside of work, I enjoy indulging in my hobbies of reading and traveling. I also prioritize attending all of my children's activities, cherishing every moment with my family.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
* Conventional Loans
* FHA Loans
* USDA
* VA
* Jumbo loans
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Education
- Ball State UniversityLegal Assistant/ParalegalBachelor of Arts (BA)Aug 2001 -May 2005

Positions
- Ruoff Mortgage - Sr Loan Officer Branch ManagerAug 12th, 2019 - Current
- First Farmers Bank and Trust - VP loan officer Jul 9th, 2007 - Aug 5th, 2019
Memberships
- United Way of Miami County board member
- Psi Iota Xi
- Maconaquah Marching Braves booster Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1102971
Awards
Achievements
- 2025 Branch originator of the year
- 2025 Presidents Club for Ruoff Mortgage
Hobbies
- attending all of my kids activities
- reading
- traveling
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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