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Amy Million, Ruoff Mortgage
VP Branch Manager | NMLS# 1102971 | Ruoff Mortgage...


Ball State University
With over a decade of experience in the mortgage industry, licensed in Indiana and Michigan, I specialize in assisting first-time homebuyers navigate the complexities of government loans. My expertise spans various products, including conve... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Amy went above and beyond working to get our loan to closing! She was quick to respond, thought outside the box to come up with solutions and had clear directions on what she needed from me to get us past the finish line. Amy has been wonderful...
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Reply from Amy Million, Ruoff Mortgage
August 7th, 2026 06:04 PM
thank you so much for the amazing review! i'm so glad I was able to help you purchase your new home. Borrowers who are on top of everything make my job easier too :) thank you for being amazing!
Best way to describe my experience would be I felt like she wasn't just doing her job Amy was invested in everything as a whole and I didn't feel like the next customer that was just coming and going. It made the road blocks easier to overcome...
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Reply from Owner
August 17th, 2026 03:05 PM
Cruz, I'm pleased to hear that you felt truly supported throughout your experience. It's nice to know that my efforts made the process smoother for you. If you ever need further assistance, feel free to reach out.
Amy was nothing short of amazing throughout the entire process. From start to finish she was helpful, friendly, responded in a timely manner, personable, and knowledgeable. If I were to do it all over again, I would choose her!! She has an...
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Reply from Amy Million, Ruoff Mortgage
August 6th, 2024 06:30 PM
You are so sweet and amazing! Thank you so much for the awesome review and congrats to you and Luke on your new home :)
How quick Amy got things going with my loan application. She's the best.
Amy Million, Ruoff Mortgage has received a review with 5 star rating from Anne R
Reply from Owner
September 28th, 2026 06:27 PM
Thank you, Anne, for the perfect rating. I'm glad to know your experience with Ruoff Mortgage was a positive one.
Amy was communicative throughout the entire process. She also had a positive personality and answered all of our questions in a timely manner. I would recommend her to anyone buying a house!
Reply from Amy Million
September 25th, 2026 03:37 PM
Marcus, I'm pleased to know that my communication and positive approach at Ruoff Mortgage made a difference for you. It's great to hear that you would recommend my services to others.
Amy did an exceptional job! She went above and beyond keeping me informed and up to date on everything. Her communcation was awesome! I would recommend Amy at Ruoff to anyone who wants to make purchasing a home easy!
Reply from Amy Million
September 21st, 2026 05:46 PM
Kassy, I'm glad to hear that you found my communication helpful throughout the process. It's rewarding to know that my efforts at Ruoff Mortgage made your home buying experience easier. Thank you for your recommendation!
Amy is the best . She is very responsive, professional, and great to work with
Reply from Amy Million, Ruoff Mortgage
September 8th, 2026 12:38 PM
thank you so much for the amazing review! i'm so glad you asked me to help with your refinance :)
Amy Million, Ruoff Mortgage has received a review with 5 star rating from KM
Reply from Owner
September 15th, 2026 02:17 PM
I'm thankful for your positive rating, KM. It's great to see such feedback and to know that your experience with Ruoff Mortgage was a good one.
Exceptional communication throughout the process!
Reply from Amy Million, Ruoff Mortgage
September 8th, 2026 12:40 PM
thank you so much for the great review! Communication is key is a smooth transaction. i am so thankful you guys allowed me the opportunity to help with your purchase!
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About
With over a decade of experience in the mortgage industry, licensed in Indiana and Michigan, I specialize in assisting first-time homebuyers navigate the complexities of government loans. My expertise spans various products, including conventional, FHA, USDA, VA, and down payment assistance loans. I am passionate about helping individuals achieve their homeownership dreams and providing personalized solutions to suit their needs.
Outside of work, I enjoy indulging in my hobbies of reading and traveling. I also prioritize attending all of my children's activities, cherishing every moment with my family.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
* Conventional Loans
* FHA Loans
* USDA
* VA
* Jumbo loans
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Education
- Ball State UniversityLegal Assistant/ParalegalBachelor of Arts (BA)Aug 2001 -May 2005

Positions
- Ruoff Mortgage - Sr Loan Officer Branch ManagerAug 12th, 2019 - Current
- First Farmers Bank and Trust - VP loan officer Jul 9th, 2007 - Aug 5th, 2019
Memberships
- United Way of Miami County board member
- Psi Iota Xi
- Maconaquah Marching Braves booster Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1102971
Awards
Achievements
- 2025 Branch originator of the year
- 2025 Presidents Club for Ruoff Mortgage
Hobbies
- attending all of my kids activities
- reading
- traveling
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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