

Amy Luebbering
Senior Mortgage Banker | NMLS# 525940

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Amy is always great to work with and prvides great opportunities when they come along
Reply from Amy Luebbering
February 6th, 2026 02:26 PM
Thanks for your positive feedback, Debra. I'm glad to hear that you've had a great experience working with me and found the opportunities beneficial. If you have any questions or need anything further, feel free to reach out.
Amy and her team went above and beyond to the right closing experience for including a closing cost that worked withing our budget. They are amazing.
Reply from Amy Luebbering
February 5th, 2026 04:20 PM
Shanna, I appreciate your feedback and I'm pleased to hear that you had a positive closing experience. It was important to me to ensure the closing costs fit within your budget. If you have any more questions or need further assistance, feel...
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Well Wyatt of course! Everyone has been great to work with And its gone quick and easy.
Reply from Amy Luebbering
February 5th, 2026 04:51 PM
Zack, it's great to hear that your experience went quickly and smoothly. I agree- Wyatt is pretty great! :) I'm glad everyone was able to assist you effectively. If you have any more questions or need anything else, feel free to reach out.
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The entire flat Branch team was a pleasure working with!!! Everyone was kind and quick to respond. They helped me get a great rate! Will use in the future! Thank you!
Reply from Amy Luebbering
February 2nd, 2026 04:19 PM
Andy, I'm glad to hear that you had such a positive experience working with everyone. Your feedback about the team's kindness and responsiveness, as well as securing a great rate, is much appreciated. If you ever have more questions or plans...
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Communication is always top notch!!
Reply from Amy Luebbering
February 2nd, 2026 02:31 AM
Mandy, it's great to hear that the communication met your expectations. Ensuring clear and effective communication is a priority for me. If you have any more questions or need further assistance, please feel free to reach out. I'm here to help!...
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we've bought, we've built, we've rented and leased. First time we smiled through the entire process . Thank you for a smooth and easy transaction.
Highly recommend 👍
Reply from Amy Luebbering
February 2nd, 2026 02:32 AM
I'm grateful for your kind feedback, Eric. I'm pleased to hear that I could help make this such a positive experience for you, turning it into a smooth and easy transaction. It means a lot to know you smiled through the entire process and would...
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Amy is ver professional and thorough. We trust her & the Jefferson City Flat Branch staff with our mortgage account. We appreciate them taking care of us!
Reply from Amy Luebbering
January 31st, 2026 12:50 AM
Christie, your trust and appreciation mean a lot to me. I'm grateful for the opportunity to assist you with your mortgage account alongside the Jefferson City Flat Branch team. Your confidence in our services is something I value greatly. Should...
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We had an overall amazing experience and we felt very cared for. This was very stressful for us at first because we've never done this before and you guys made everything so easy and a lot less stressful!
Reply from Amy Luebbering
January 29th, 2026 04:48 PM
Alexis, I appreciate you sharing your experience. I'm glad I could make the process easier and less stressful for you. Transitioning through something new can indeed feel overwhelming, so it's important to me that you felt cared for throughout....
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Everyone was so friendly and personable! The quick response and able to explain things in a way that everyone understands was also amazing!
Reply from Amy Luebbering
January 28th, 2026 05:21 PM
I'm grateful for your positive feedback, Chad. It's great to hear that you found the team friendly and appreciated the clear explanations and quick responses. I strive to ensure that each step of the process is as understandable and efficient...
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We trust Amy and Wyatt. They both provide excellent customer service!
Reply from Amy Luebbering
January 27th, 2026 05:49 PM
Scott, I appreciate your trust and kind words. It's great to hear that both Wyatt and I could provide excellent customer service. If there’s anything else you need or any questions arise, please feel free to reach out. I'm here to assist you!...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Loans
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Year Started
1997
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 525940
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149