

Amanda Bernardini at CrossCountry Mortgage
Loan Originator | NMLS #1161395

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Williamsville, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner con... Show More
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John Kay has been a godsend when getting our home loan. We have contacted many lenders and they have all fell short of what we wanted. Even when on vacation he still answers his phone and even his secretary Patty is very helpful and knowledgable...
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As a listing agent, it makes all the difference when you're working with a great, good, or bad loan agent. John was awesome! He kept me updated throughout the transaction, I never had to wonder what was going on or chase him around to find...
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My realtor, a long-time real estate professional, referred me to John when I was ready to buy my first home as a single woman. John was able to asses my situation and make sure I understood and was comfortable with every step of the mortgage...
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I was in a very challenging situation; living and working abroad, earnings in a different currency, and traveling a lot such that communications were challenging for John. Nevertheless, he pushed through and got it all done ... in a timely...
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This was my first house and I began the process with a major lender (and my bank of more than a decade). Their attitude could, charitably, be characterized as lackadaisical. Our realtor suggested we meet with John and I'm grateful he did. John's...
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John is very knowledgeable and quick to work with. He save the day on our loan. He got the loan funded in about 15 days. I would use him again and recommend him to anyone who is shopping for a loan
Great experience. John is very knowledgeable and efficient. I will use him again. He got me a 4% rate on a jumbo loan when it seemed impossible. It was the lowest rate available anywhere for my jumbo loan. I have already referred others to...
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John was extremely professional from day one. We also felt very comfortable asking any question that we had along the way. John was sure to regularly remind us that we could contact him anytime, day or night, and he would be there for us...and...
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A refi can be very stressful!!! With John Kay and his wonderful assistant Patti McClure taking care of us, everything went quickly and smoothly. John availed himself any time and any day. We were kept up-to-date with each step of the process....
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John is the BEST! This was our second refinancing with John. My story is probably like many people. When I first met John I thought there was no way I would ever be able to purchase a home. My credit was in the tank. I believe it was in the...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Williamsville, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1161395 | Branch NMLS #2172659
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1161395
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095