

Amanda Bernardini at CrossCountry Mortgage
Loan Originator | NMLS #1161395

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Williamsville, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner con... Show More
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It was our second time to work with John - first was a home purchase and then a refinance. Him and his team were very quick and thorough. We closed very quickly on both times. We highly recommend John and his team.
It was our extreme pleasure working with John Kay and his staff on completing the refinancing of our home. This was our second time refinancing with him and as always everything went smooth with no surprises. The loan closed on time and we...
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As a first-time home buyer, I couldn't imagine a smoother experience than one I had working with John, Sharan, Carol and the team. Not only were they able to lock in a historically low rate for my loan, but they patiently and skillfully guided...
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I had used John Kay's services when purchasing a home in 2009. When I was started preparing to purchase this year, it was a no brainer to go back to the dream team! Sharan, Carol, and John were all quick to respond and did anything and everything...
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We have used John Kay's team twice now, once for a home purchase and recently for a refinance. John provides exceptional service, he knows the business and you can tell he truly cares. His team is prompt and highly professional. Highly recommended....
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John wasn't just interested in our home loan; he reviewed our entire portfolio and collaboratively worked with our financial advisor to create a loan and a plan to positively redirect our family's financial future. Working with John was one...
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John was personable, easy going, understandable, and made the process seamless. We purchased our home a little over a year ago and this was our first time going through the refinance process. It was unfamiliar and intimidating. John was there...
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This is our third loan with John and team. They are always available and provide great customer service! I trust John to provide guidance and he hasn’t let us down yet!! Highly recommend!!
John Kay and his team were wonderful and I wouldn't use anyone else. I've used John since 1997, when I purchased my first house. He helped me purchase my second house as well as multiple refinances. Now, even though I'm in Southern California,...
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John and his team were very communicative during the process and clearly laid out our options. The process was very quick, even when we made minor changes. The fastest refinance close we have ever had!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Williamsville, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1161395 | Branch NMLS #2172659
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1161395
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095