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Alicia O'Brien at Prosperity Home Mortgage - Richmond - Sr. Mortgage Consultant | NMLS # 260889 in Richmond, VA
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Alicia O'Brien at Prosperity Home Mortgage - ...

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Sr. Mortgage Consultant | NMLS # 260889

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With a combined total of 8 years working in Richmond as a real estate paralegal and title insurance underwriter, and now with more than 19 years as a mortgage loan originator, Alicia O’Brien’s (NMLSR #260889) thorough knowledge of the real ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Kelly M
    Midlothian, VA
    Posted on July 3rd, 2026 05:01 PM
    Thank you for all your help, Alicia! Such a smooth process.
    Reply from Alicia O'Brien
    July 10th, 2026 05:02 PM
    Kelly, I'm grateful for your kind words and pleased to know that the process went smoothly for you. Thank you for trusting me with your home purchase!
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    Anahita J
    Mechanicsville, VA
    Posted on July 2nd, 2026 02:45 AM
    Alicia is always there for any questions and she works very hard to make sure that the loan closes on time. Eventhough we had some issues, Alicia was able to solve them and close on time. She is the best and I highly recommend her and her team....
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    Reply from Alicia O'Brien
    July 9th, 2026 03:58 PM
    Anahita, I'm pleased to know that I could assist you with your questions and ensure your loan closed on time. I appreciate your recommendation and am grateful for the opportunity to resolve any issues that arose. Thank you for your kind words...
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    Stephen C
    Montpelier, VA
    Posted on June 30th, 2026 03:50 PM
    Excellent communication with phone calls and emails. The website was also easy to use too. Alicia smoothly guided us through the loan process. Her experience was very beneficial in securing a loan for somewhat unusual property. We were very...
    read more
    Reply from Alicia O'Brien at Prosperity Home M...
    June 30th, 2026 04:04 PM
    Thank you so much, Stephen! I am so happy to have worked with you to buy this beautiful property. Enjoy your new home!
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    Avery H
    Posted on June 29th, 2026 12:03 PM
    Alicia O'Brien at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Avery H
    Reply from Owner
    June 30th, 2026 04:04 PM
    Thank you, Avery! Enjoy your beautiful home!!
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    Avery H
    Richmond, VA
    Posted on June 29th, 2026 12:03 PM
    Alicia was great at explaining things in a way to answer our questions before they came up! She was very knowledgeable and helpful through each step of the process. She was a pleasure to work with in buying our first home!
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    Reply from Alicia O'Brien
    July 6th, 2026 06:39 PM
    Avery, I'm glad to hear that my explanations were helpful and eased your first home-buying experience. It's nice to know that my knowledge and support made a positive impact on your journey. Thank you for your kind words, and it was a pleasure...
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    India G
    Richmond, VA
    Posted on June 23rd, 2026 12:59 AM
    Everything about Alicia was great. Her professionalism, her responsiveness, her availability, her willingness to work with my clients and her knowledge. She is the only mortgage officer I ever wish to work with in the future.
    Reply from Alicia O'Brien
    June 30th, 2026 07:15 PM
    India, I appreciate your wonderful feedback and am happy to know that my professionalism and responsiveness met your expectations. It's nice to hear that you found my availability and willingness to collaborate with your clients valuable. I'm...
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    Jessica S
    Richmond, VA
    Posted on June 10th, 2026 03:41 PM
    Alicia made the whole process feel so easy and streamlined. I kept waiting for it to get stressful but it never did. She was very responsive, and I feel like she gave me honest advice.
    Reply from Alicia O'Brien at Prosperity Home M...
    June 10th, 2026 04:37 PM
    Thank you so much, Jessica! You were wonderful to work with, and I know you will enjoy your new home! Congratulations!!
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    Phillip S
    Richmond, VA
    Posted on June 5th, 2026 02:21 AM
    Alicia makes everything great!
    Reply from Alicia O'Brien at Prosperity Home M...
    June 10th, 2026 04:38 PM
    Thanks, Phil! Thank you for trusting me with your clients, and I always enjoy working with you!
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    Garrett W
    Virginia Beach, VA
    Posted on June 2nd, 2026 01:41 PM
    Alicia has always been on the spot and helpful on any of my financing and mortgage needs. I had a quick turnaround on this home purchase and she made the Process feel seamless
    Reply from Alicia O'Brien at Prosperity Home M...
    June 10th, 2026 04:40 PM
    Thank you, Garrett! I have enjoyed working with you every time you needed a mortgage, and I hope you and your family enjoy your beautiful home!
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    Ann B
    Posted on June 1st, 2026 02:50 AM
    I cannot recommend Alicia highly enough! She has helped me secure mortgages for two homes now, and each experience has been exceptional. She consistently offered competitive rates and even matched other offers to ensure I received the best...
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    Reply from Owner
    June 9th, 2026 08:20 PM
    Ann, I'm grateful for your heartfelt recommendation and kind words. It's great to know that both times we worked together, you found the mortgage process smooth and straightforward. I appreciate your trust in my ability to offer competitive...
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    About
    With a combined total of 8 years working in Richmond as a real estate paralegal and title insurance underwriter, and now with more than 19 years as a mortgage loan originator, Alicia O’Brien’s (NMLSR #260889) thorough knowledge of the real estate and mortgage industries has led her to consistent recognition as one of the top Mortgage Consultants at Prosperity Home Mortgage, LLC. With a focus on customer service and and industry experience to anticipate hurdles and setbacks, Alicia’s objective is to lead the customer on a seamless and transparent process from loan application to closing. Recognizing that buying a home can be an overwhelming process"
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Memberships
    • NMLS
    • Mortgage Bankers Association
    • President's Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 260889
    Awards
    Top 1 % Scotmans
    Achievements
    • Servicing Mortgage Clients since 2005
    Hobbies
    • Foodie
    • Travel
    • Spending Time with Family
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.