Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

ClaimedPro

Sales Manager/ Senior Home Loan Consultant | NMLS#...

Main Street Home Loans
Company Logo
As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(443) 250-5489
Severna Park, MD
https://mainstreethomeloans.com/loanoriginator/alicia-harkowa/
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
View All days
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    J
    Jalan D
    Posted on April 11th, 2026 04:36 PM
    Main Street and Alicia are second to NONE!
    Reply from Owner
    May 1st, 2026 02:26 PM
    Thank you for the kind words. Congrats on your new home, can't wait to continue to work together.
  • Encompass
    J
    Jalan M D
    Baltimore, MD
    Posted on April 11th, 2026 04:35 PM
    Alicia is hands down The BEST!!!
    Reply from Alicia Harkowa
    April 12th, 2026 03:17 PM
    It was such an honor that you chose me to help you with your move. Thank you for your trust in me and my team.
  • Encompass
    B
    Bethany A S
    Linthicum, MD
    Posted on April 7th, 2026 10:06 AM
    Alicia, Genie and Sarah were wonderful. I had many questions along the way due to my situation with the exhusband and all three of them were there to answer my questions promptly. The process was very smooth and not stressful. I am thankful...
    read more
    Reply from Alicia Harkowa
    April 7th, 2026 11:15 AM
    I'm pleased to hear that I, along with Genie and Sarah, could assist you through this process, Bethany. It’s important to me to provide prompt responses, especially when questions arise along the way. It’s great to know the journey was smooth...
    read more
  • google
    M
    Mary I
    Posted on April 5th, 2026 02:20 PM
    Alicia Harkowa at NFM Lending has received a review with 5 star rating from Mary I
    Reply from Owner
    April 6th, 2026 01:14 PM
    I appreciate the great rating, Mary. Thank you for your support!
  • Encompass
    M
    Mary A I
    Gwynn Oak, MD
    Posted on April 5th, 2026 02:20 PM
    They pay attention to details and were very helpful.
    Reply from Alicia Harkowa
    April 6th, 2026 01:14 PM
    It's wonderful to know that you found my attention to detail and assistance helpful, Mary. Ensuring a tailored and supportive experience is of great importance to me. Thank you for your kind feedback, and I'm glad that I could assist you through...
    read more
  • Encompass
    B
    Brandon C
    Bowie, MD
    Posted on April 5th, 2026 12:41 PM
    Alicia, and The entire team were amazing throughout the entire process! They were extremely helpful and clearly communicated throughout
    Reply from Alicia Harkowa
    May 1st, 2026 02:28 PM
    I'm grateful for your kind words, Brandon. It's great to hear that you found the communication clear and our assistance helpful throughout the process. Thank you for choosing to work with me and the team at NFM Lending!
  • google
    C
    Chris K
    Posted on April 3rd, 2026 02:20 PM
    Had a great first time home buyer experience with Alicia! She explained the entire process and broke it down for me when I came with with no knowledge to the home buying process. Alicia remained available at all times, answering calls, texts...
    read more
    Reply from Owner
    April 6th, 2026 01:15 PM
    I'm really pleased to hear that your first time home buying experience was positive, Chris. It's important to me that clients feel informed and supported throughout the process, so I'm glad I could assist by explaining each step clearly. Being...
    read more
  • Encompass
    C
    Christopher R K
    Havre De Grace, MD
    Posted on April 3rd, 2026 02:18 PM
    As I said! this was a better experience than I could ever expect as A fist time buyer. The process was smooth and not as stressful as expected thanks to your team.
    Reply from Alicia Harkowa
    April 3rd, 2026 06:00 PM
    It's great to hear that your experience as a first-time buyer exceeded your expectations, Christopher. I'm pleased the process felt smooth and less stressful for you. Thank you for sharing your thoughts, and I'm glad I could assist you during...
    read more
  • google
    T
    Tom R
    Posted on April 2nd, 2026 12:24 PM
    In the 30 plus years of renting, buying and selling our homes, this is by far the most effective, communicative, and friendly group we have ever worked with. Always professional and willing to advise on every aspect of the buying process. We...
    read more
    Reply from Owner
    April 6th, 2026 01:16 PM
    I'm truly pleased to hear that your experience was marked by effective communication and professionalism, Tom. It means a lot to know that you found the process friendly and well-supported. Thank you for your kind words and for considering...
    read more
  • Encompass
    T
    Thomas R
    Centreville, MD
    Posted on April 2nd, 2026 12:23 PM
    In the 30 plus years of renting, buying and selling our homes, this is by far the most effective, communicative, and friendly group we have ever worked with. Always professional and willing to advise on every aspect of the buying process. We...
    read more
    Reply from Alicia Harkowa
    April 2nd, 2026 01:32 PM
    Thank you so much for the incredible feedback it truly means a lot, especially coming from your years of experience! It was an absolute pleasure working with you, and I’m so glad we could make the process smooth and supportive every step of...
    read more
    • 61–70 of 481
    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
      • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.