Alicia Harkowa at NFM Lending's Cover Image
Alicia Harkowa at NFM Lending - Sales Manager/ Senior Home Loan Consultant | NMLS# 698954 in Severna Park, MD

Alicia Harkowa at NFM Lending

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Sales Manager/ Senior Home Loan Consultant | NMLS#...

Main Street Home Loans
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As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(443) 250-5489
Severna Park, MD
https://mainstreethomeloans.com/loanoriginator/alicia-harkowa/
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Robert S
    Gwynn Oak, MD
    Posted on September 24th, 2025 12:38 PM
    It was great.
    Reply from Alicia Harkowa
    September 24th, 2025 01:27 PM
    I'm grateful to hear your feedback, Robert. It's rewarding to know that your experience was positive. If you have any further thoughts or need assistance in the future, feel free to reach out.
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    Mike K
    Posted on September 22nd, 2025 02:29 PM
    Alicia Harkowa at NFM Lending has received a review with 5 star rating from Mike K
    Reply from Owner
    September 24th, 2025 01:27 PM
    I appreciate you rating your experience with me positively, Mike. Thank you for your support.
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    Michael A K
    Baltimore, MD
    Posted on September 22nd, 2025 02:29 PM
    We highly.recommend working with NFM Lending! They were always very quick with paperwork and answering any questions that we had. They made the home buying process very easy and quick! I hope to work with them in the future if we ever decide...
    read more
    Reply from Alicia Harkowa
    September 22nd, 2025 02:36 PM
    It's great to hear that you had a smooth and efficient home-buying experience with Main Street Home Loans, Michael. I'm pleased to know that our promptness with paperwork and responsiveness met your expectations. Should you decide to move again...
    read more
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    Michael S
    Posted on September 8th, 2025 01:33 PM
    Alicia and her team demonstrated an impressive knowledge of the market, offering insightful guidance and strategies that truly made a difference. Every step of the way, they were organized, responsive, and fully invested in helping us reach...
    read more
    Reply from Owner
    September 22nd, 2025 02:39 PM
    Thank you, Michael, for highlighting your experience. I'm truly pleased to know that my knowledge and strategies were so helpful to you. Being organized and responsive throughout the process is something I strive for, and it's rewarding to...
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    Michael S
    Linthicum, MD
    Posted on September 8th, 2025 01:33 PM
    Very informative. Excellent communication
    Reply from Alicia Harkowa
    September 8th, 2025 01:44 PM
    I'm pleased to hear that you found the communication clear and the information provided helpful, Michael. It's important to me that the process feels transparent and supportive. Thank you for sharing your feedback. If there's anything else...
    read more
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    Veronica W
    Posted on September 4th, 2025 04:09 PM
    Alicia, Susanne, Sarah and Genie were the Absolute BEST! Patient, kind, knowledgeable, and available around the clock. This is my first home purchase and I could not have dreamed of a better team of professionals to work with.
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    Reply from Owner
    September 8th, 2025 01:43 PM
    Thank you so much and Congratulations to you on your new home.
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    Veronica L W
    Baltimore, MD
    Posted on September 4th, 2025 04:08 PM
    Alicia, Susanne, Sarah and Genie were the Absolute BEST! Patient, kind, knowledgeable, and available around the clock. This is my first home purchase and I could not have dreamed of a better team of professionals to work with.
    read more
    Reply from Alicia Harkowa
    September 4th, 2025 04:34 PM
    I'm truly pleased to hear that you were so satisfied with the support from me, Susanne, Sarah, and Genie during your home purchasing journey, Veronica. It's important to me that our clients feel supported and informed every step of the way,...
    read more
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    Ttre S
    Posted on August 26th, 2025 11:51 AM
    Great team with great customer service. Highly recommend!
    Reply from Owner
    September 8th, 2025 01:44 PM
    It's wonderful to know you had a positive experience with the team, Ttre. I truly appreciate your recommendation and am glad the customer service met your expectations. Thank you for sharing your feedback!
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    Tre R S
    Pasadena, MD
    Posted on August 26th, 2025 11:50 AM
    At first, I thought buying a home would be a super long, and confusing prcoess. After working with this team, it completely changed my mind. Great customer service, always had an answer with a quick responce. I would highly recommend Alicia...
    read more
    Reply from Alicia Harkowa
    August 26th, 2025 03:46 PM
    It's great to hear that your experience turned out to be much smoother and clearer than you initially expected, Tre. I'm so pleased I could provide the customer service and quick responses that helped make the process more straightforward for...
    read more
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    Teona A W
    Baltimore, MD
    Posted on August 19th, 2025 07:38 PM
    Alicia is always a pleasure to work with. She is quick to respond and resolve and questions or concerns we run into. Her emails were very informative and me and my husband were glad to work with her again on financing our second home.
    read more
    Reply from Alicia Harkowa
    August 19th, 2025 07:44 PM
    Thank you for the kinds words. It is always a pleasure working with both of you, and so happy you found this home. Wishing you the best in the future !!! Always here to help when needed.
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    About
    As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let’s face it, besides marriage and the birth of our children, home buying ranks up there with them as “life” changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    MMP Loans
    FHLB Grant
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Baltimore Real Producers
    • Chesapeake Real Producers
    • Anne Arundel County Board of Realtors
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 698954
    • Company NMLS#2893
    Achievements
    • Top Producing Loan Officer, Presidents Club, Baltimore and Chesapeake Real producer
    Hobbies
    • Touring Wineries
    • Gardening
    • Traveling
      • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.